{"uid":"cap_zWxPG2bDcKlqUrKY7uhsk","slug":"trump-account-irc-530a-eligibility-rules-lookup-40c75290","name":"Trump Account (IRC §530A) Eligibility & Rules Lookup","description":"Is my child eligible for the $1,000 Trump Account pilot? Trump Account vs 529? Contribution limits, rules & enrollment — verified against IRC §530A, IRS Notice 2025-68 & Rev. Proc. 2026-25. For financial-planning and tax agents.","url":"https://wealthpulse.theaslangroupllc.com/api/wealth/trump-account","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","properties":{"goal":{"type":"string","description":"education (action=strategy; education | general | retirement, default: general)"},"lang":{"type":"string","description":"en | es | fr | de | zh | pt | hi | ar"},"topic":{"type":"string","description":"contributions (action=rules, optional; contributions | investments | distributions | tax | enrollment)"},"action":{"type":"string","description":"eligibility | strategy | rules (default: rules)"},"has_ssn":{"type":"string","description":"yes (action=eligibility; does the child have a Social Security Number)"},"child_age":{"type":"string","description":"3 (action=strategy; child's current age)"},"birth_date":{"type":"string","description":"2026-03-15 (alternative to birth_year for action=eligibility)"},"birth_year":{"type":"string","description":"required for action=eligibility unless birth_date given; the child's birth year"},"us_citizen":{"type":"string","description":"yes (action=eligibility; is the child a US citizen — required for the $1,000 pilot, NOT for the account itself)"},"budget_yearly":{"type":"string","description":"2500 (action=strategy; how much you can contribute per year, USD)"},"prior_election":{"type":"string","description":"no (action=eligibility; has an account already been elected for this child)"},"ssn_work_valid":{"type":"string","description":"yes (action=eligibility; is that SSN valid for employment, issued before election)"},"employer_program":{"type":"string","description":"no (action=strategy; does an employer offer a Trump Account matching program)"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"errors":{"type":"object","description":"Documented error responses, keyed by HTTP status code","additionalProperties":{"type":"object","required":["description"],"properties":{"example":{"type":"object"},"description":{"type":"string"}}}},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","example":{"citations":[{"claim":"Account eligibility, no citizenship requirement","source":"26 USC §530A(b)(2)"},{"claim":"$1,000 pilot citizenship requirement","source":"26 USC §6434"}],"disclaimer":"For educational information only. Not tax, legal, or investment advice.","next_steps":["File Form 4547 to open the account and claim the $1,000 pilot","Use the IRS Individual Online Account or form.trumpaccounts.gov"],"amazon_link":"https://www.amazon.com/s?k=custodial+accounts+for+kids&tag=pulsenetwork7-20","eligibility":{"has_ssn":"yes","birth_year":2026,"us_citizen":"yes","pilot_eligible":"eligible","ssn_work_valid":"yes","account_eligible":"eligible","pilot_birth_window":true,"election_year_assumed":2026,"pilot_eligible_reasons":["Born 2026 (within the 2025-2028 window), US citizen, work-valid SSN."],"prior_election_on_file":"no","account_eligible_reasons":["Child will be 0 at close of 2026 (under 18) with a work-valid SSN and no prior election."],"age_at_close_of_election_year":0},"explanation":"This child qualifies for both the Trump Account itself and the $1,000 pilot deposit.","scam_warning":"Official Treasury notifications only come from no-reply@TrumpAccounts.Treasury.gov. Enrollment is free.","amazon_search":"custodial accounts for kids","form_4547_paths":[{"url":"https://www.irs.gov/pub/irs-pdf/f4547.pdf","detail":"Include Form 4547 with your Form 1040","method":"File with your tax return"}],"proposed_regs_status":"Proposed regs pending; hearing scheduled 2026-07-16. Current guidance as of the response date."}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.15","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.15/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_Xl0NvEws07bO9VozjdhCt","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.15","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns verified eligibility rules, contribution limits, enrollment details, and a Trump Account vs. 529 comparison for the federal pilot program under IRC §530A, cross-referenced against IRS Notice 2025-68 and Rev. Proc. 2026-25.","exampleAgentPrompt":"My daughter was born in March 2025 and I want to know if she qualifies for the $1,000 Trump Account pilot — can you check her eligibility, explain the contribution limits and enrollment steps, and compare it to a 529 so I know which is better for long-term education savings?","exampleUseCases":null,"resultDescription":"A structured response including: child eligibility verdict for the $1,000 Trump Account pilot, applicable contribution limits and rules per IRC §530A, enrollment procedures, a side-by-side comparison of Trump Account vs. 529 plan benefits/trade-offs, and citations to IRS Notice 2025-68 and Rev. Proc. 2026-25.","failureModes":["Child does not meet age or citizenship criteria — returns ineligibility explanation with reasoning","Regulatory data not yet updated for latest IRS guidance — may return stale rule set","Missing required child birth date or residency inputs — returns 422 with required field list","Service temporarily unavailable — 503 with retry guidance"],"whenToPreferThis":"Use this endpoint when a financial-planning or tax agent needs authoritative, citation-backed answers specifically about the federal Trump Account pilot program under IRC §530A, including eligibility checks, contribution rules, and comparison against 529 plans. Prefer this over general education-savings endpoints when the user's question is specifically about the new federal pilot program or IRS guidance published in 2025-2026.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T00:38:24.481Z","isFirstParty":false}