{"uid":"cap_z3hwcAqD6sUaRQlsAJkQy","slug":"wealthpulse-card-benefit-coverage-checker-b6e8c950","name":"WealthPulse Card Benefit Coverage Checker","description":"Credit-card benefit coverage check — extended warranty, purchase protection, trip delay, cell phone, return protection — against ISSUER-verified published benefit guides (Chase, Amex, Capital One, Citi, HSBC, Amex UK, RBC CA + negative facts for Discover/gutted cards). Caps, deductibles, eligibility windows, and the filing deadlines that kill late claims, computed. No LLM.","url":"https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit","method":"GET","headers":{},"bodySchema":{"type":"object","required":["card","issuer","benefit"],"properties":{"card":{"type":"string","description":"Card slug (e.g. sapphire-reserve, platinum, venture-x)"},"issuer":{"type":"string","description":"Card issuer slug (chase, amex, capital-one, citi, hsbc, discover, amex-uk, rbc)"},"benefit":{"type":"string","description":"extended_warranty | purchase_protection | trip_delay | cell_phone | return_protection"},"item_price":{"type":"string","description":"Item price — recoverable estimate computed from this"},"incident_date":{"type":"string","description":"Damage/theft/delay date YYYY-MM-DD — deadline math runs from this"},"purchase_date":{"type":"string","description":"Item/ticket purchase date YYYY-MM-DD"}}},"responseSchema":{"type":"json","example":{}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_oWjcEr_6o1JuOQZ0hRmrL","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Checks which credit card benefits (extended warranty, purchase protection, trip delay, cell phone, return protection) apply to a given card and situation, using issuer-verified benefit guides with exact caps, deductibles, and filing deadlines.","exampleAgentPrompt":"My Chase Sapphire Preferred card was used to buy a $900 laptop two months ago and it just broke — does my card's extended warranty or purchase protection benefit cover this, and what's the filing deadline I need to beat?","exampleUseCases":[{"title":"Verify trip delay coverage before rebooking","prompt":"I'm stuck in Denver because my flight to the conference got delayed 8 hours — my United card was used for the ticket. Does my card cover trip delay and meals, and how much time do I have to file a claim once I get home?"},{"title":"Check cell phone damage claim eligibility","prompt":"I dropped my phone yesterday and the screen is completely smashed — I bought it with my Amex Gold Card last year. Will my card's cell phone protection cover this, what's the deductible, and what's the deadline for filing the claim?"},{"title":"Confirm return protection before disputing refusal","prompt":"I bought a winter coat for $320 with my Sapphire Reserve three weeks ago, tried it on at home, and the store is now refusing to take it back — does my card cover return protection, what's the cap, and how long do I have to file before the benefit expires?"}],"resultDescription":"Returns issuer-verified benefit coverage details including which benefits apply, coverage caps, deductibles, eligibility windows, and the exact filing deadlines for the specified card and claim type — sourced from published benefit guides with no LLM inference.","failureModes":["Card issuer not in supported set (only Chase, Amex, Capital One, Citi, HSBC, Amex UK, RBC CA supported) — returns not-covered/negative fact","Card has gutted/removed benefits — returns explicit negative coverage fact","Missing required parameters (card or benefit type) — returns 400 error","Payment not received — returns 402 Payment Required","Benefit type not applicable to specified issuer — returns no-coverage result"],"whenToPreferThis":"Use this endpoint when you need deterministic, issuer-verified credit card benefit coverage facts — not LLM-generated guesses. Ideal when a user needs to know whether a specific benefit applies to their card, what the exact cap and deductible are, and critically what filing deadline they must meet. Preferred over general financial QA endpoints because it uses actual published benefit guides and explicitly handles negative cases (Discover, gutted cards).","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-16T12:36:30.498Z","isFirstParty":false}