{"uid":"cap_xiQF8ANdjb18Z8hVzKfKc","slug":"locus-nfip-claims-property-scan-7d3fed8c","name":"Locus NFIP Claims Property Scan","description":"FEMA NFIP flood-insurance claims for a county. Perfect for: 'NFIP claims for a county', 'flood insurance paid claims history', 'FEMA flood loss data for an area', 'flood claim totals for a place'. Returns OpenFEMA NFIP redacted claim history aggregated to the county: total claim count, total paid, year range, and top rated flood zones by claim count. National, no key. County aggregates only, no PII. Historical fact, not a prediction. Charge-free when the lookup fails.","url":"https://api.locus.report/api/locus-nfip-claims","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"address":{"type":"string","maxLength":200,"minLength":5},"latitude":{"type":"number","maximum":90,"minimum":-90},"longitude":{"type":"number","maximum":180,"minimum":-180}}},"responseSchema":{"type":"json","example":{"id":"locus_example","caveats":["Example artifact; not live data."],"records":[],"generatedAt":"2026-01-01T00:00:00.000Z"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":{"p10Cents":"1.0000","medianCents":"1.0000","p90Cents":"1.0000","minCents":"1.0000","maxCents":"1.0000","p95Cents":"1.0000","sampleCount":1,"varies":false,"failureChargeRate":null},"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_BUh4RY6BbVIndY9g82Q_x","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Retrieves NFIP (National Flood Insurance Program) claims records and flood risk signals for a US property by address or ZIP code.","exampleAgentPrompt":"Can you pull the NFIP flood claims history and flood risk signals for 742 Evergreen Terrace, Springfield, IL 62704? I want to know if this property has had any past flood insurance claims before I make an offer.","exampleUseCases":null,"resultDescription":"Returns a JSON object containing an id, a generatedAt timestamp, an array of NFIP flood claim records associated with the property, and any caveats about data availability or limitations.","failureModes":["Address not found or unresolvable — records array may be empty","ZIP code too broad to return parcel-level results — only aggregated signals returned","Invalid or missing address/zip input — API returns validation error","No NFIP claims on record — returns empty records array, not an error","Service temporarily unavailable — HTTP 5xx response"],"whenToPreferThis":"Use this endpoint when you need NFIP flood claims history and flood risk signals for a specific US property or ZIP code, especially during real estate due diligence, property risk assessment, or insurance research. Prefer this over generic property data APIs when flood claim history is the primary concern.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T00:48:02.032Z","isFirstParty":false}