{"uid":"cap_wyxRPVFI0J1-trumHc8vM","slug":"financial-analyst-ai-9a736e24","name":"financial-analyst.ai STR Underwriter","description":"Short-Term Rental (STR) underwriting — quarterly ADR and occupancy inputs yield CoC return, IRR, MOIC, NOI, and a GO/NO-GO verdict. 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Walk me through the numbers — what's my cash-on-cash, IRR, equity multiple, and NOI, and should I pull the trigger on this one?"},{"title":"Comparing two vacation rental acquisitions","prompt":"I'm trying to decide between two vacation rental properties and want to underwrite the stronger one first. It's listed at $510,000, a lakefront cottage that sees $290 ADR and 60% occupancy in Q1 and Q3, then $410 ADR and 78% occupancy in Q2 and Q4. Financing is 20% down at 7.5% and I'm budgeting $2,800 per month in operating expenses. Give me the CoC return, IRR, MOIC, NOI, and a clear GO/NO-GO so I know if it's even worth comparing against the second option."}],"resultDescription":"Returns key STR investment metrics including Cash-on-Cash return, IRR, MOIC, NOI, and an explicit GO/NO-GO verdict for the acquisition, based on the quarterly ADR and occupancy profile plus financing and expense inputs.","failureModes":["Missing required quarterly ADR or occupancy inputs returns a 422 validation error","Unrealistic occupancy rates (>100%) or negative ADR trigger input validation failure","Missing purchase price or down payment causes model to fail with parameter error","Payment not included or invalid results in 402 Payment Required response","Malformed JSON body returns 400 Bad Request"],"whenToPreferThis":"Use this endpoint specifically for short-term rental (Airbnb, VRBO, vacation rental) acquisitions where seasonal revenue variation matters and you need a GO/NO-GO verdict alongside standard return metrics. 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