{"uid":"cap_wndTNrAix63utH-S4EReb","slug":"gocreative-bank-health-check-fdic-cfpb-e52fbc5c","name":"GoCreative Bank Health Check (FDIC + CFPB)","description":"Keyless, pay-per-call compliance & regulated-data API for AI agents — OFAC wallet + sanctions/PEP + KYB screening, SEC filings, FRED economics, FDA recalls, federal awards, plus continuous monitoring. USDC on Base/Solana via x402, native MCP. No API key, no signup.","url":"https://api.gocreativeai.com/v1/risk/bank/%7Barg%7D","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"pathParams":{"type":"object"},"queryParams":{"type":"object","required":["input"],"properties":{"input":{"type":"string","description":"endpoint argument"}}}},"additionalProperties":false}}},"responseSchema":null,"example":{"request":{"arg":"GET"},"response":{"flags":["INACTIVE_INSTITUTION"],"query":"GET","source":"GoCreative Bank Health (FDIC BankFind + CFPB)","assessment":"Review — flags present","institution":{"zip":"45402","city":"Dayton","name":"Gem Savings Association","state":"OH","active":false,"website":"","fdic_cert":29134,"assets_thousands_usd":1112254,"deposits_thousands_usd":983705},"fdic_insured":true,"other_matches":[{"zip":"33486","city":"Boca Raton","name":"Net First National Bank","state":"FL","active":false,"website":"","fdic_cert":26652,"assets_thousands_usd":37207,"deposits_thousands_usd":31601},{"zip":"84121","city":"Salt Lake City","name":"GE Capital Bank","state":"UT","active":false,"website":"","fdic_cert":33778,"assets_thousands_usd":21079563,"deposits_thousands_usd":16767361},{"zip":"21014","city":"Bel Air","name":"Bay Net  A Community Bank","state":"MD","active":false,"website":"","fdic_cert":35363,"assets_thousands_usd":90927,"deposits_thousands_usd":80501},{"zip":"45212","city":"Norwood","name":"Gem Federal Savings and Loan Association","state":"OH","active":false,"website":"","fdic_cert":27823,"assets_thousands_usd":null,"deposits_thousands_usd":null}],"consumer_complaints":15}},"exampleRequest":{"arg":"GET"},"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"settled","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_NTPRwRZ0Qvg1wNxkjvRj_","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Looks up a bank's health status, FDIC insurance, assets, deposits, and activity flags by name or identifier using FDIC BankFind and CFPB data.","exampleAgentPrompt":"Can you check the health and FDIC status of 'Gem Savings Association' — I want to know if it's still active, whether it's federally insured, and if there are any risk flags on it?","exampleUseCases":null,"resultDescription":"Returns the matched bank's name, city, state, zip, active status, FDIC insured flag, FDIC certificate number, assets and deposits in thousands of USD, a risk assessment string, a list of risk flags (e.g. INACTIVE_INSTITUTION), and a list of other partial-name matches with similar details.","failureModes":["Bank name not found — returns empty or minimal result","Ambiguous name matches multiple institutions — primary match may not be the intended one","Inactive or historical institutions may return INACTIVE_INSTITUTION flag with no website","Truncated response if many other_matches exist","Invalid or misspelled bank name may yield no meaningful match"],"whenToPreferThis":"Use this endpoint when you need to verify a bank's regulatory standing, FDIC insurance status, asset size, or whether it is currently active — sourced from official FDIC BankFind and CFPB data. Prefer this over generic web search when you need structured, authoritative financial institution data without requiring an API key or signup.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-09T01:03:19.315Z","isFirstParty":false}