{"uid":"cap_wh-I567981qKJBk453Ypj","slug":"locus-flood-zone-property-scan-d8889c12","name":"Locus Flood Zone Property Scan","description":"FEMA flood zone for an address. Perfect for: 'flood zone for an address', 'FEMA flood designation', 'is this property in a floodplain', 'is this address in a 100-year flood zone', 'flood risk lookup'. Returns the FEMA NFHL flood-zone designation, 0.2%-annual-chance and BFE/floodway flags at the geocoded point, with source provenance. National. Not a flood insurance quote or a safe/unsafe verdict. Charge-free when the flood lookup fails.","url":"https://api.locus.report/api/locus-flood-zone","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"address":{"type":"string","maxLength":200,"minLength":5},"latitude":{"type":"number","maximum":90,"minimum":-90},"longitude":{"type":"number","maximum":180,"minimum":-180}}},"responseSchema":{"type":"json","example":{"id":"locus_example","caveats":["Example artifact; not live data."],"records":[],"generatedAt":"2026-01-01T00:00:00.000Z"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_j3HmlWMtdEZMZwVPZCSLY","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Scans local records, parcel rules, flood zone data, and risk signals for a US property given an address or ZIP code.","exampleAgentPrompt":"Can you run a Locus flood zone scan on 742 Evergreen Terrace, Springfield, IL 62704 and tell me what flood risk, parcel rules, or property use restrictions come up?","exampleUseCases":null,"resultDescription":"A JSON object containing a scan ID, list of property records (parcel rules, flood zone classification, risk signals), generation timestamp, and any applicable caveats about data completeness or source limitations.","failureModes":["Address not found or unresolvable — returns empty records array with caveats","Invalid or missing address and ZIP — likely 400 error or empty result","Property outside US — not supported, likely empty or error response","Payment not received (x402) — request rejected before processing","Data unavailable for rural or sparse parcel regions — records array may be empty"],"whenToPreferThis":"Use this endpoint when you need a quick, low-cost ($0.05) preliminary property scan for flood zone classification and risk signals on a US address, especially early in a property research or due diligence workflow before committing to deeper paid reports.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:39:50.474Z","isFirstParty":false}