{"uid":"cap_v9kO2ouGGNQs-pmstl1bE","slug":"the-stall-housing-brief-intuitek-x402-e9898af0","name":"The Stall — Housing Brief (IntuiTek x402)","description":"AI-synthesized US housing market briefing. Fetches 8 FRED signals (starts, permits, existing/new sales, months supply, 30Y mortgage rate, Case-Shiller HPI, median price) and uses gpt-4o-mini to produce market phase, direction, supply posture, affordability regime, 150-word narrative, dominant risk, and agent implication. One call collapses 8 FRED lookups + LLM synthesis for REIT analysis, mortgage exposure, consumer wealth, and macro housing drag.","url":"https://the-stall.intuitek.ai/cap/housing-brief","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"required":{"type":"string"},"properties":{"type":"string"}}},"responseSchema":null,"example":{"request":{"required":"housing-brief","properties":"location,market-data,trends"},"response":{"signals":{"existing_sales":{"date":"2026-05-01","value_ann":4170000,"value_millions":4.17},"housing_starts":{"date":"2026-05-01","value_k_saar":1177},"new_homes_sold":{"date":"2026-04-01","value_k_saar":622},"building_permits":{"date":"2026-05-01","value_k_saar":1413},"case_shiller_hpi":{"date":"2026-03-01","value":331.27,"mom_pct":-0.22},"median_price_usd":{"date":"2026-01-01","value":403200},"months_supply_new":{"date":"2026-04-01","value":9.4},"mortgage_rate_30y":{"date":"2026-06-11","value_pct":6.52},"permit_starts_ratio":1.2},"direction":"cooling","narrative":"The US housing market is currently in a buyer's phase, characterized by a high months supply of new homes at 9.4 months, indicating an oversupply relative to demand. Housing starts are below the healthy range at 1,177K units/year, while building permits remain relatively strong at 1,413K units/year, suggesting potential future growth. However, existing home sales are low at 4.17M annualized, reflecting cooling demand. The 30-year mortgage rate at 6.52% combined with a median sale price of $403,200 places significant affordability stress on buyers, especially as rates approach the critical threshold of 7%. Overall, the market appears to be stabilizing but under pressure from affordability challenges.","market_phase":"buyer","dominant_risk":"The single greatest risk to housing market stability right now is the potential for rising mortgage rates to exceed 7%, exacerbating affordability issues.","supply_posture":"over","agent_implication":"An AI agent should assess the implications of current affordability stress on consumer purchasing power and adjust forecasts for housing demand accordingly.","affordability_regime":"stressed"}},"exampleRequest":{"required":"housing-brief","properties":"location,market-data,trends"},"tags":["x402"],"displayCostAmount":"0.37","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"settled","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.37/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.37","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.37","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_HzBC8dgjcSq32cIJF61TZ","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.37","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a concise housing market intelligence brief, payable per-call in USDC on Base mainnet via x402, with no API keys required.","exampleAgentPrompt":"Can you pull a housing brief for the Denver metro area — I want a quick snapshot of current market conditions, price trends, and affordability?","exampleUseCases":null,"resultDescription":"A structured housing market brief containing summarized intelligence on real estate conditions, pricing trends, and market dynamics for the queried area or segment, delivered as a data payload after micropayment via x402.","failureModes":["Missing or malformed query parameters returns an error response","Payment not settled via x402 results in 402 Payment Required","Region or market segment not supported returns no data","Network or Base mainnet payment processing delay causes timeout","Insufficient USDC balance prevents call completion"],"whenToPreferThis":"Choose this endpoint when you need a quick, AI-callable housing market intelligence brief without requiring an account or API key, and are able to pay $0.35 USDC per call on Base mainnet via x402. Ideal for agents needing on-demand real estate summaries without long-term subscription overhead.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:41:33.526Z","isFirstParty":false}