{"uid":"cap_uOjg4lQL_5-XNl0sYYoWe","slug":"debtpulse-mortgage-relief-foreclosure-prevention-lookup-9e02388a","name":"DebtPulse Mortgage Relief & Foreclosure Prevention Lookup","description":"Mortgage relief and foreclosure-prevention options. Returns forbearance, loan-modification, repayment-plan, and foreclosure-alternative paths by country and loan type. For debt-relief and homeowner agents.","url":"https://debtpulse.theaslangroupllc.com/api/debt/mortgage-relief?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"properties":{"type":"string"}}},"responseSchema":{"type":"json","errors":{"400":{"example":{"error":"invalid request"},"description":"Invalid or missing parameter(s). Returned before the payment gate on paid requests, so a malformed call is never charged. JSON body: { error: <what is wrong and how to fix it> } plus usage hints."},"402":{"description":"Payment required — x402 v2 challenge; the accepts array lists scheme, network, and amount. Retry the same request with a PAYMENT-SIGNATURE (v2) or X-PAYMENT (v1) header. Verification is free."},"500":{"example":{"error":"upstream_failed"},"description":"Unexpected server error. If a payment settled without a usable result, contact info@theaslangroupllc.com with the settlement tx hash for a re-run or credit."}},"example":{"costs":"$1,500-$3,500 attorney fees","action":"chapter7","country":"US","discharge_timeline":"4-6 months","credit_impact_years":10,"means_test_threshold":56000}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.12","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":{"p10Cents":"12.0000","medianCents":"12.0000","p90Cents":"12.0000","minCents":"12.0000","maxCents":"12.0000","p95Cents":"12.0000","sampleCount":1,"varies":false,"failureChargeRate":1},"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.12/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.12","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.12","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_BXJ_Yn5u0JVLik6mwXf4V","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.12","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns forbearance, loan-modification, repayment-plan, and foreclosure-alternative options based on country and loan type for homeowners facing mortgage distress.","exampleAgentPrompt":"I'm a US homeowner with a conventional loan and I've missed two payments — what forbearance, loan modification, and foreclosure-prevention options are available to me right now?","exampleUseCases":null,"resultDescription":"A structured set of mortgage relief paths including forbearance programs, loan modification eligibility criteria, repayment plan options, and foreclosure alternative strategies (such as short sales or deeds-in-lieu), filtered by the user's country and loan type.","failureModes":["Unsupported country or loan type returns empty or error response","Missing required parameters (country, loan type) results in 400-level error","Stale or outdated program data may not reflect recent policy changes","Network timeout or service unavailability returns 5xx error"],"whenToPreferThis":"Use this endpoint when a homeowner agent or debt-relief agent needs to surface structured mortgage relief options — specifically forbearance, loan modification, repayment plans, or foreclosure alternatives — for a given country and loan type. Prefer this over generic financial advice endpoints when the user is specifically facing mortgage distress or foreclosure risk.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-29T06:41:29.009Z","isFirstParty":false,"canonicalSlug":"debtpulse-mortgage-relief-foreclosure-prevention-lookup-9e02388a"}