{"uid":"cap_tG0NddRAXF-rYCDQs79Qg","slug":"defi-lending-protocol-solvency-risk-gauge-a24315ae","name":"DeFi Lending Protocol Solvency & Risk Gauge","description":"[3-LEG] DeFi lending chain, one protocol (?entity=euler-v1): leading utilisation and bad-debt stress -> current current protocol state -> realized lifecycle to exploit, insolvency or deprecation (confirmation gate). A sequential chain, not one reading - confidence = how many legs are lit, in order. Sources: onchain and protocol disclosures. Descriptive only, never a forecast or advice. No data -> 422 no_charge, not billed.","url":"https://aeml-x402.zeabur.app/gauge/defilending-region","method":"GET","headers":{},"bodySchema":{"$schema":"https://json-schema.org/draft/2020-12/schema","properties":{"input":{"type":"object","required":["type","method","queryParams"],"properties":{"type":{"const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","required":["entity"],"properties":{"entity":{"type":"string","examples":["aave","compound","morpho","euler-v2","sky-maker","spark"],"description":"required - monitored object id, paired with signal_id; free list at GET /gauge/catalog?signal_id=<signal_id> -> signals[0].entities[]","x-accepted-values":{"all":"https://api.truthbear.co/schemas/gauge-defilending-region.input.json","shown":6,"total":20}}},"additionalProperties":false}}},"output":{"type":"object","required":["type"],"properties":{"type":{"const":"json"},"example":{}}}}},"responseSchema":{"type":"json"},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.25","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.25/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_MuO7xUEbseB6QpZNvdBnY","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.25","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a multi-leg on-chain risk gauge for a single DeFi lending protocol covering exploit/lifecycle status, bad-debt/solvency pressure, and contagion cascade signals with cross-validated narrative.","exampleAgentPrompt":"Pull up the full solvency and contagion risk gauge for Euler v1 — I want to see the bad-debt pressure, any LRT collateral impairment, stablecoin depeg cascade signals, and the cross-validated narrative before I decide whether to keep funds there.","exampleUseCases":[{"title":"Pre-deposit due diligence on Aave","prompt":"Before I deposit into Aave v3, can you run the DeFi lending risk gauge on aave-v3 and tell me if there's any bad-debt buildup, oracle stress, or depositor flight I should know about?"},{"title":"Exploit aftermath check on Euler","prompt":"Euler got hit by an exploit a while back — can you pull the full lifecycle and solvency gauge for euler-v1 and show me whether it's still active, what the bad-debt situation looks like, and if there's any downstream stablecoin depeg cascade from it?"},{"title":"Monitoring LRT collateral impairment on Morpho","prompt":"I'm worried about LRT collateral quality on Morpho Blue — can you run the lending protocol risk gauge for morpho-blue and flag any LRT or RWA collateral impairment signals and whether there's cross-protocol contagion risk?"}],"resultDescription":"A structured object with named legs (signal_id, current value, observed_at, data_age, record_hash) covering protocol lifecycle, bad-debt/utilization/oracle stress, LRT/RWA collateral impairment, stablecoin depeg contagion, depositor flight, and cross-protocol cascade. Includes a cross-line narrative, provenance/freshness metadata, verifiable Ed25519-signed citations, and optional decision_points for re-parameterization. Graded as screening-level, not decision-grade.","failureModes":["Missing or unknown entity param returns error or empty legs","Stale data flagged via freshness field (stale) when on-chain sources are delayed","Dead source indicated when upstream data feed is frozen or discontinued","Oracle or on-chain data unavailable for niche protocols results in partial legs","Payment failure (x402) returns 402 before any data is served","Some signals may lack official classification thresholds, returning partial data"],"whenToPreferThis":"Choose this endpoint when you need a comprehensive, multi-dimensional on-chain risk snapshot for a specific DeFi lending protocol — combining lifecycle status, bad-debt, oracle stress, LRT/RWA collateral risk, and stablecoin contagion in one call with verifiable provenance. Prefer it over generic DeFi dashboards when you need cryptographically verifiable, auditable citations and cross-leg narrative for depositor due diligence or yield agent risk gating. Not suitable for real-time trading signals or as sole basis for investment decisions.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-13T18:53:14.307Z","isFirstParty":false}