{"uid":"cap_tENGYk8ZA251k9S-8P8rJ","slug":"agentutility-roi-calculator-93a2f8db","name":"AgentUtility ROI Calculator","description":"Paid x402 endpoints organized into product clusters. USDC-settled on Base. MCP-callable. ERC-8004 identity registry agentId 47167.","url":"https://x402.agentutility.ai/roi-calculator","method":"POST","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method","bodyType","body"],"properties":{"body":{"required":["initial_investment"],"properties":{"years":{"type":"number","description":"Holding period in years. Default 1."},"net_profit":{"type":"number","description":"Net profit. Optional if final_value is supplied."},"final_value":{"type":"number","description":"Ending value. Optional if net_profit is supplied."},"initial_investment":{"type":"number","description":"Initial invested capital."}}},"type":{"type":"string","const":"http"},"method":{"enum":["POST"],"type":"string"},"bodyType":{"enum":["json","form-data","text"],"type":"string"}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object","properties":{"grade":{"type":"string"},"score":{"type":"number"},"source":{"type":"string"},"drivers":{"type":"array","items":{"type":"object","properties":{"name":{"type":"string"},"note":{"type":"string"},"score":{"type":"number"},"weight":{"type":"number"}}}},"metrics":{"type":"object","properties":{"roi_pct":{"type":"integer"},"cagr_pct":{"type":"number"},"money_multiple":{"type":"number"}}},"warnings":{"type":"array"},"calculator":{"type":"string"},"recommendation":{"type":"string"}}}}}}},"responseSchema":{"type":"json","example":{"grade":"strong","score":74.2,"source":"deterministic in-process finance calculator; no upstream API","drivers":[{"name":"debt_service_coverage","note":"1.42x DSCR","score":83.6,"weight":0.3}],"metrics":{"roi_pct":68,"cagr_pct":15.95,"money_multiple":1.68},"warnings":[],"calculator":"roi-calculator","recommendation":"Proceed with standard diligence and covenant checks."}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"registry","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_FpVvb_a3hVXhUSHSQVTCy","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":null,"unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Computes a deterministic ROI analysis for an investment or project, returning a graded score, CAGR, money multiple, and actionable recommendation.","exampleAgentPrompt":"Score the ROI on a deal where I'm putting in $500,000, projecting $840,000 back over 4 years with a 1.42x debt service coverage ratio — give me the grade, CAGR, money multiple, and whether I should proceed.","exampleUseCases":null,"resultDescription":"Returns a JSON object containing: a letter-style grade (e.g. 'strong'), a composite numeric score (0–100), CAGR percentage, money multiple, ROI percentage, a list of weighted driver scores with notes (e.g. debt_service_coverage), any warnings, and a plain-English recommendation on whether to proceed.","failureModes":["Missing required financial inputs returns a 400-level error","Invalid or negative investment amounts may produce nonsensical scores","Extreme input values (zero revenue, infinite leverage) may trigger warnings array rather than hard failure","Payment not settled via x402 returns a 402 Payment Required response before computation occurs"],"whenToPreferThis":"Use this endpoint when you need a fast, deterministic, structured ROI grade with weighted financial driver breakdown and a plain-English recommendation — particularly for real estate, M&A, or project finance scenarios where DSCR and CAGR are key metrics. Prefer this over LLM-based financial reasoning when you need reproducible, auditable scores with consistent methodology.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T18:49:06.127Z","isFirstParty":false}