{"uid":"cap_t5G8bWTVfEiNZa2tWDuY-","slug":"policy-coverage-oracle-mcp-bfc5e625","name":"Policy Coverage Oracle MCP","description":"The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.","url":"https://api.m2mcent.com/policy-coverage-oracle-mcp/api/process","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"payload":{"type":"string"}}},"responseSchema":{"type":"json","example":{"success":true}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.3","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.3/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.3","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.3","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_MH5glw0dKHAL2Pt7mVKpQ","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.3","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Analyzes insurance policy documents or queries to determine coverage applicability, limits, and exclusions for given scenarios.","exampleAgentPrompt":"Can you check whether this homeowner's insurance policy covers water damage from a burst pipe — here's the policy text: 'Coverage applies to sudden and accidental discharge of water from plumbing systems, excluding gradual leaks and flood events.'","exampleUseCases":[{"title":"Health insurance claim coverage check","prompt":"I need to know if my health insurance policy covers an outpatient MRI scan — here's the relevant policy language: 'Diagnostic imaging is covered at 80% after deductible for in-network providers when medically necessary.' Does this cover an MRI ordered by my doctor?"},{"title":"Auto insurance accident scenario review","prompt":"My car was rear-ended in a parking lot. Can you analyze this auto insurance policy excerpt and tell me if I'm covered for the repair costs and who's liable: 'Collision coverage applies to physical damage from contact with another vehicle or object, subject to a $500 deductible.'"},{"title":"Business liability policy exclusion analysis","prompt":"I run a small bakery and a customer slipped in my store. Check this general liability policy section and tell me if it covers slip-and-fall injuries on premises and whether there are any exclusions I should know about: 'Premises liability covers bodily injury occurring on insured property, excluding injuries resulting from intentional acts or gross negligence.'"}],"resultDescription":"Returns an oracle-style determination of whether a given scenario, claim, or situation is covered under the provided insurance policy, including relevant coverage limits, applicable exclusions, and an interpretive summary of the policy language as it applies to the query.","failureModes":["Empty or malformed 'data' string returns an error or empty response","Ambiguous policy language may yield low-confidence or hedged determinations","Very long policy documents may be truncated or cause timeout","Non-insurance text submitted as input may produce irrelevant or nonsensical output","Payment failure (402) if USDC balance is insufficient"],"whenToPreferThis":"Choose this endpoint when you need to programmatically interpret insurance policy documents against specific claim scenarios or coverage questions, especially within an agentic workflow where automated coverage determination is required without human underwriter review.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T13:18:17.862Z","isFirstParty":false}