{"uid":"cap_rmjv_smUY1P2vlIxB9haz","slug":"gocreative-mortgage-affordability-calculator-8939f9e8","name":"GoCreative Mortgage Affordability Calculator","description":"Keyless, pay-per-call compliance & regulated-data API for AI agents — OFAC wallet + sanctions/PEP + KYB screening, SEC filings, FRED economics, FDA recalls, federal awards, plus continuous monitoring. USDC on Base/Solana via x402, native MCP. No API key, no signup.","url":"https://api.gocreativeai.com/v1/calc/mortgage-affordability/%7Barg%7D","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"pathParams":{"type":"object"},"queryParams":{"type":"object","required":["input"],"properties":{"input":{"type":"string","description":"endpoint argument"}}}},"additionalProperties":false}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.005","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.005/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_31-8i6FBJ-OGieJqj69lp","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.005","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates how much house you can afford based on financial inputs like income, debts, and down payment","exampleAgentPrompt":"How much house can I afford if I earn $95,000 a year, have $1,200 in monthly debt payments, and can put $40,000 down — assuming a 7% interest rate on a 30-year mortgage?","exampleUseCases":null,"resultDescription":"Returns a computed mortgage affordability result indicating the maximum home price, affordable loan amount, and/or estimated monthly payment based on the provided financial inputs such as income, debts, down payment, and interest rate.","failureModes":["Missing or malformed input argument returns 400 Bad Request","Payment not provided or rejected returns 402 Payment Required","Input values out of range (e.g. negative income) may return 422 or error JSON","Server-side calculation failure returns 500 Internal Server Error"],"whenToPreferThis":"Use this endpoint when an agent or user needs a quick, pay-per-call mortgage affordability estimate without requiring API key setup or account creation. Ideal for AI agents operating in agentic finance or real-estate workflows that use x402 micropayments on Base (USDC). Prefer over free calculators when the agent already has a payment wallet and needs programmatic JSON output.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-09T01:03:19.520Z","isFirstParty":false}