{"uid":"cap_r2j5cq02P1R2VHQrlVO9s","slug":"wealthpulse-fee-only-fiduciary-advisor-finder-c8609986","name":"WealthPulse Fee-Only Fiduciary Advisor Finder","description":"Where do I find a fee-only fiduciary financial advisor? Advisor finder via NAPFA, XY Planning Network, and CFP Board directories, matched by specialty and location — returns the advisor type to seek, typical fee structures, and vetting questions to ask. 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Not financial advice. Always verify advisor credentials and disciplinary history through SEC IAPD and FINRA BrokerCheck before engaging.","amazon_link":"https://www.amazon.com/s?k=choosing+a+financial+advisor&tag=pulsenetwork7-20","directories":[{"url":"https://www.napfa.org/find-an-advisor","name":"NAPFA","best_for":"fee-only fiduciary search by specialty","search_tip":"Filter by \"Retirement Income Planning\""}],"why_fee_only":"Fee-only advisors do not earn commissions on products, removing the incentive to sell you something","amazon_search":"choosing a financial advisor","fee_expectations":{"aum":"0.25%-1.00% annually, usually only worth it above $250K","hourly":"$150-$400/hr","flat_fee":"$2,000-$5,000 for a comprehensive plan"},"questions_to_ask":["Are you a fiduciary at all times, or only sometimes?","How exactly are you compensated?"],"regulatory_check":{"note":"Search by firm and individual name for disciplinary history","sec_iapd":"https://adviserinfo.sec.gov","finra_brokercheck":"https://brokercheck.finra.org"},"what_to_look_for":["CFP or CFA credential","Fee-only (not fee-based)","Fiduciary at all times"],"advisor_type_recommendation":"Fee-only, fiduciary CFP with a retirement-income specialty"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_oe7sl4jtWZbL_qKoNzjXs","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Finds fee-only fiduciary financial advisors by matching specialty and location against NAPFA, XY Planning Network, and CFP Board directories, returning advisor types, fee structures, and vetting questions.","exampleAgentPrompt":"Can you find me a fee-only fiduciary financial advisor who specializes in retirement planning in Austin, Texas — including what kind of advisor to look for, how they typically charge, and what questions I should ask when interviewing them?","exampleUseCases":null,"resultDescription":"Returns the recommended advisor type to seek (e.g. CFP, NAPFA-registered), typical fee structures (hourly, flat-fee, AUM-based), relevant directory sources (NAPFA, XY Planning Network, CFP Board), and a curated list of vetting questions to ask prospective advisors.","failureModes":["No advisors found matching the requested specialty and location combination","Invalid or unrecognized specialty type returns empty results","Ambiguous location input may return broader or no results","Directory data may be outdated if underlying sources haven't refreshed","API returns 402 if payment header is missing or malformed"],"whenToPreferThis":"Use this endpoint when a user needs guidance on finding and vetting a fee-only fiduciary financial advisor, particularly when they need matched results by specialty and location with structured vetting guidance. Prefer this over generic web search when you want structured advisor-type recommendations, fee-structure breakdowns, and ready-made interview questions in one call.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T18:34:26.936Z","isFirstParty":false}