{"uid":"cap_qv2Wnyra921JhNyLE_c3u","slug":"numora-financial-payback-period-calculator-4c2a3d16","name":"Numora Financial Payback Period Calculator","description":"100 pure math computation endpoints for AI agents. Statistics, financial math, linear algebra, equation solving, calculus, number theory, sequence generation, and unit conversions. Zero external dependencies. x402 micropayments on Base.","url":"https://numormor.netlify.app/api/financial/payback","method":"POST","headers":{},"bodySchema":{"type":"object","required":["cashflows","investment"],"properties":{"cashflows":{"type":"array"},"investment":{"type":"number"}}},"responseSchema":{"type":"object","required":["success","result","computation"],"properties":{"result":{"type":"object","description":"Computation result varies by endpoint"},"success":{"type":"boolean","description":"Always true on success"},"computation":{"type":"string","description":"Human-readable description of what was computed"}}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":{"p10Cents":"10.0000","medianCents":"10.0000","p90Cents":"10.0000","minCents":"10.0000","maxCents":"10.0000","p95Cents":"10.0000","sampleCount":1,"varies":false,"failureChargeRate":1},"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_us69xMHzh3e0LraJsb8vu","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Computes the payback period for an investment given a series of cash flows and an initial investment amount","exampleAgentPrompt":"Calculate the payback period for an initial investment of $50000 with monthly cash flows of [8000, 10000, 12000, 15000, 20000] — I need to know how many periods it takes to fully recover the investment.","exampleUseCases":null,"resultDescription":"Returns a JSON object with success status (boolean), a result object containing the computed payback period value (number of periods to recover the investment), and a human-readable computation string describing what was calculated.","failureModes":["Missing required 'cashflows' array or 'investment' number returns validation error","Empty cashflows array may cause computation failure","Investment never recovered by provided cash flows may return Infinity or error","Non-numeric values in cashflows array cause computation failure","Negative investment value may produce unexpected results","Payment failure or insufficient USDC balance blocks the request"],"whenToPreferThis":"Use this endpoint when you need a deterministic, serverless pure-math payback period calculation with no external data dependencies. Ideal for AI agents performing capital budgeting, project evaluation, or investment recovery analysis when you already have the cash flow series and investment amount. Prefer over general-purpose calculators when you want a structured JSON response and micropayment-gated reliability via x402 on Base.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:48:33.575Z","isFirstParty":false}