{"uid":"cap_pOsgU7OXxfFFq8hH8Ya99","slug":"gocreative-apy-calculator-301d68b4","name":"GoCreative APY Calculator","description":"Keyless, pay-per-call compliance & regulated-data API for AI agents — OFAC wallet + sanctions/PEP + KYB screening, SEC filings, FRED economics, FDA recalls, federal awards, plus continuous monitoring. USDC on Base/Solana via x402, native MCP. No API key, no signup.","url":"https://api.gocreativeai.com/v1/calc/apy/%7Barg%7D","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"pathParams":{"type":"object"},"queryParams":{"type":"object","required":["input"],"properties":{"input":{"type":"string","description":"endpoint argument"}}}},"additionalProperties":false}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.005","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.005/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_R32RTk3Z29vffvP-U_wkF","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.005","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates Annual Percentage Yield (APY) given a principal, interest rate, and compounding frequency","exampleAgentPrompt":"What's the APY for a savings account with a 4.75% nominal interest rate compounded monthly?","exampleUseCases":null,"resultDescription":"Returns the calculated Annual Percentage Yield (APY) as a numeric value, representing the effective annual return after accounting for compounding over the specified period.","failureModes":["Missing or invalid 'input' query parameter returns an error","Non-numeric or malformed rate/compounding argument causes a 400-level error","Negative or zero interest rate may return an unexpected result or error","Payment not completed via x402 returns 402 Payment Required"],"whenToPreferThis":"Use this endpoint when you need to compute APY from a nominal interest rate and compounding frequency, especially in financial planning, savings comparison, or investment analysis contexts where you need an effective annual rate figure.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-09T01:03:19.703Z","isFirstParty":false}