{"uid":"cap_p8UCPrHTEFyleWQmPwJGw","slug":"rsoft-bank-full-risk-score-c7ca2683","name":"RSoft Bank Full Risk Score","description":"Full lending decision on an AI agent wallet for a USDC amount, combining RSoft Bank's three checks: Gatekeeper (ERC-8004 identity, wallet ownership, reputation history and defaults), Analyst credit underwriting, and Treasury exposure caps. Returns approved, risk tier and the treasury headroom left for that agent. Use it when a plain credit score is not enough: before lending, escrowing or delegating funds to an autonomous agent, or to see exactly why a loan request would be declined.","url":"https://7mavs5vu7ggbhtxvbavdgs26qa0cbawg.lambda-url.us-east-1.on.aws/paid/risk-score?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"amount":{"type":"number","description":"Loan amount to assess, in USDC"},"agent_id":{"type":"string","description":"EVM wallet address (0x...)"}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm__mIaAJ4UKl4JoUyREYpb7","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Computes a composite risk score for an AI agent's loan request by combining Gatekeeper, Analyst, and Treasury cap evaluations for a given agent address and loan amount","exampleAgentPrompt":"What's the full RSoft Bank risk score for my agent wallet 0xAbC1234...5678 if I apply for a 500 USDC loan — I need the Gatekeeper, Analyst, and Treasury cap results all at once.","exampleUseCases":[{"title":"Pre-loan risk check for agent","prompt":"Before my agent at 0x1A2B3C4D5E6F... applies for a 1000 USDC loan, can you run the full RSoft Bank risk score so I know if it'll pass all three checks — Gatekeeper, Analyst, and Treasury?"},{"title":"Screening agent fleet for loan eligibility","prompt":"I want to know which of my agent wallets are low-risk enough for a 250 USDC loan — can you pull the full RSoft risk score for 0xDeadBeef...1234 so I can compare across my fleet?"},{"title":"Validating loan amount before submission","prompt":"My agent at 0x9F8E7D6C... wants to borrow 2000 USDC from RSoft — run the full composite risk score first so I can see if the Treasury cap and Analyst assessment will block it."}],"resultDescription":"Returns a full composite risk score that aggregates the Gatekeeper (identity/access gate), Analyst (Kelly-AMM credit assessment), and Treasury caps evaluation for the specified agent wallet and loan amount, giving a single consolidated risk verdict with component breakdowns.","failureModes":["Invalid or missing agent_id (not a valid EVM 0x address) returns a validation error","Amount not provided or non-numeric returns a schema error","Agent not found or not KYA-verified may result in Gatekeeper rejection","Payment of $0.05 USDC not included or insufficient returns 402 Payment Required","Lambda cold-start or downstream service timeout returns 5xx error"],"whenToPreferThis":"Choose this endpoint when you need a single consolidated risk verdict that combines all three risk layers (Gatekeeper + Analyst + Treasury) in one call, rather than calling each component separately. Ideal before submitting a loan request to avoid unnecessary rejections, or when comparing multiple agents' risk profiles efficiently.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-16T06:41:03.303Z","isFirstParty":false,"canonicalSlug":"rsoft-bank-full-risk-score-c7ca2683"}