{"uid":"cap_p0h5vKC_-fUZBPSVZ19fh","slug":"social-security-pia-benefit-estimator-2026-formula-0266c293","name":"Social Security PIA Benefit Estimator (2026 Formula)","description":"Social Security monthly benefit estimate from your AIME: the 2026 PIA bend-point formula plus the claim-age adjustment (62 pays 70%, FRA 67 pays 100%, 70 pays 124%).","url":"https://x402toll.com/v1/retirement/social-security","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"aime":{"type":"number","maximum":1000000,"minimum":0,"description":"Average Indexed Monthly Earnings"},"claimAge":{"type":"number","default":67,"maximum":70,"minimum":62}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.25","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.25/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_K1rNQClg8Nszmj5gOhlJx","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.25","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates estimated monthly Social Security retirement benefit using the 2026 PIA bend-point formula, adjusted for claim age between 62 and 70.","exampleAgentPrompt":"My Average Indexed Monthly Earnings are $6,800 — what would my monthly Social Security benefit be if I claim at 62 versus waiting until 70, using the 2026 formula?","exampleUseCases":null,"resultDescription":"Returns an estimated monthly Social Security benefit in dollars, computed from the 2026 PIA bend-point formula applied to the provided AIME, then scaled by the claim-age adjustment factor (70% at age 62, 100% at full retirement age 67, 124% at age 70).","failureModes":["AIME below 0 or above 1,000,000 returns a validation error","Claim age outside the 62–70 range returns a validation error","Missing AIME field causes a 400 bad request","Non-numeric inputs for AIME or claimAge cause schema validation failure"],"whenToPreferThis":"Use this endpoint when you need a fast, authoritative Social Security monthly benefit estimate based on the official 2026 PIA bend-point formula, especially when comparing claim-age strategies (early at 62 vs full retirement age 67 vs delayed at 70). Prefer this over generic retirement calculators when you have a known AIME and need a formula-accurate PIA figure rather than a ballpark estimate.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T18:58:24.918Z","isFirstParty":false}