{"uid":"cap_opfnW5apsN-HLumK6l7e-","slug":"insurepulse-prompt-pay-demand-letter-preview-7936ad1c","name":"InsurePulse Prompt-Pay Demand Letter Preview","description":"Agent-tier preview of the prompt-pay demand letter: does the statute apply, the statutory deadline computation, and the interest/penalty framework (day-count math, citations) for TX/FL/NY-PIP/AZ/GA-health/CA-health — deterministic, no LLM, same engine the $2 letter wraps. Includes an upsell pointer to the drafted, ready-to-send demand letter. Honest-no on unsupportable facts.","url":"https://insurepulse.theaslangroupllc.com/api/insure/prompt-pay-check","method":"GET","headers":{},"bodySchema":{"type":"object","required":["state","claim_type","claim_amount","claim_received_date"],"properties":{"state":{"type":"string","description":"US state code (TX|FL|NY|AZ|GA|CA computed; LA|CO flagged; NJ|WA honest-no)"},"paid_date":{"type":"string","description":"YYYY-MM-DD paid (omit if unpaid)"},"claim_type":{"type":"string","description":"property | auto | health | disability | life"},"claim_amount":{"type":"string","description":"USD claim amount from your records"},"plan_funding":{"type":"string","description":"health: fully_insured | self_funded | government | church | unknown (ERISA gate)"},"weather_related":{"type":"string","description":"TX property: true for hail/wind/hurricane (542A lane)"},"claim_received_date":{"type":"string","description":"YYYY-MM-DD the insurer received the claim/notice/proof of loss"}}},"responseSchema":{"type":"json","example":{}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.25","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.25/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_pdeZSFa93A5frQ8CmDeFo","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.25","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Checks whether a state prompt-pay statute applies to a claim and computes statutory deadlines, interest, and penalty math (with citations) for TX, FL, NY-PIP, AZ, GA-health, and CA-health — deterministic preview of a full demand letter.","exampleAgentPrompt":"Check whether Texas prompt-pay law applies to my health insurance claim — the insurer received my claim on March 1, 2024 and finally paid on April 20, 2024 on a $3,200 claim — and compute the statutory deadline, any interest owed, and the penalty with legal citations.","exampleUseCases":[{"title":"Late Texas health claim penalty check","prompt":"My Texas health insurer took 52 days to pay my $4,500 claim submitted on January 10, 2024. Does the Texas prompt-pay statute apply, and how much interest and penalty are they on the hook for? Give me the day-count math and the legal citations."},{"title":"Florida PIP deadline analysis","prompt":"My Florida auto insurer still hasn't paid my PIP claim — I submitted it on February 5, 2024 and it's now been 45 days. Has the statutory deadline passed, and what penalties and interest apply under Florida prompt-pay law?"},{"title":"California health claim demand letter preview","prompt":"I have a $7,800 California health insurance claim that was denied on March 15, 2024. Does California prompt-pay law apply, what's the statutory deadline computation, and what interest or penalty framework would support a demand letter?"}],"resultDescription":"Returns a deterministic, citation-backed analysis: whether the applicable state prompt-pay statute covers the claim, the exact statutory deadline computed from the claim submission date, day-count math for elapsed time, calculated interest and penalty amounts under the state's formula, and specific statutory citations. Also includes a pointer to purchase the full drafted, ready-to-send demand letter.","failureModes":["Jurisdiction not supported — only TX, FL, NY-PIP, AZ, GA-health, and CA-health are covered; other states return a clear no-support response","Missing required date or claim amount inputs cause computation to fail","Facts that cannot be verified or supported return an honest 'no' rather than a fabricated result","Edge cases where claim type does not qualify under the applicable statute return a clear inapplicability determination"],"whenToPreferThis":"Choose this endpoint when you need a deterministic, statute-specific legal computation — not an LLM guess — about whether a prompt-pay law applies and exactly how much interest and penalty is owed. Prefer it over general legal Q&A tools when you need citable day-count math and a penalty formula for TX, FL, NY-PIP, AZ, GA-health, or CA-health insurance claims. It is the right tool when a policyholder is evaluating whether to send a demand letter and wants a credible, citation-backed preview before committing to the full letter product.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-13T18:41:46.028Z","isFirstParty":false}