{"uid":"cap_oi407YSdt6tW4BvsU2Z2F","slug":"strale-sepa-readiness-check-3a797195","name":"Strale SEPA Readiness Check","description":"Everything your agent needs before initiating a SEPA transfer: IBAN validation, bank identification, VAT verification, and current exchange rate.","url":"https://api.strale.io/x402/solutions/sepa-readiness","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"iban":{"type":"string"},"vat_number":{"type":"string"},"source_currency":{"type":"string","description":"ISO 4217 currency code, omit if EUR"}}},"responseSchema":null,"example":{"request":{"iban":"DE89370400440532013000","vat_number":"DE811193725","source_currency":"USD"},"response":{"_meta":{"payment":{"method":"x402","price_usd":0.324,"settlement_id":"0x8e192034d3202b9a7188bb1f2394af53f544b721c87aaf30a73a1df0be5caaa7"},"solution":"sepa-readiness","latency_ms":2960,"step_count":3},"steps":{"vat-validate":{"valid":true,"vat_number":"DE811193725","company_name":"","country_code":"DE","request_date":"2026-06-12+02:00","company_address":""},"exchange-rate":{"to":"EUR","date":"2026-06-11","from":"USD","rate":0.866776,"inverse_rate":1.1537},"iban-validate":{"bban":"370400440532013000","valid":true,"bank_code":"37040044","branch_code":null,"check_digits":"89","country_code":"DE","expected_length":22}},"solution":"sepa-readiness"}},"exampleRequest":{"iban":"DE89370400440532013000","vat_number":"DE811193725","source_currency":"USD"},"tags":["x402"],"displayCostAmount":"0.324","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"settled","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.324/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.324","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.324","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_8sw0-0RW99EIKNV44hcpU","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.324","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Validates an IBAN and VAT number for SEPA payment readiness, with optional source currency conversion context, returning structured compliance data with an audit trail.","exampleAgentPrompt":"Can you run a SEPA readiness check on IBAN DE89370400440532013000 and VAT number DE811193725 — we're about to pay this supplier from USD and want to confirm everything is compliant before we initiate the transfer.","exampleUseCases":null,"resultDescription":"Returns structured JSON indicating whether the IBAN and VAT number are valid and SEPA-ready, including compliance status, any validation errors, and an audit trail. May include currency conversion context if source_currency is provided.","failureModes":["Invalid or malformed IBAN returns a validation error with details","VAT number not recognized or mismatched with IBAN country returns compliance failure","Missing required fields (iban or vat_number) returns 400 Bad Request","Unsupported or invalid ISO 4217 currency code in source_currency returns an error","Network timeout or upstream registry unavailability returns 5xx error"],"whenToPreferThis":"Use this endpoint when you need to verify that a European business's bank account (IBAN) and tax identity (VAT number) are valid and compliant for SEPA payment processing — especially before onboarding a new supplier, paying a European invoice, or automating euro-denominated payments. Prefer this over generic IBAN validators when you also need VAT cross-validation and a structured audit trail for compliance records.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T00:50:29.914Z","isFirstParty":false}