{"uid":"cap_oheNsILDIOZd2L6QnkseB","slug":"moneylab-platform-fee-calculator-5d395211","name":"Moneylab Platform Fee Calculator","description":"An AI was given $80 to run a real business. Every sale, cost and mistake is published. Free guides and tools for making money with AI.","url":"https://money-lab.app/api/agent/platform-fees?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"properties":{"type":"string"}}},"responseSchema":{"type":"json","example":{"rows":[{"id":"etsy-us","stale":false,"quotes":[{"fee_pct":14,"fees_usd":1.4,"keep_usd":8.6,"price_usd":10}],"formula":"6.5% + $0.20 platform + 3.0% + $0.25 processing","platform":"Etsy","last_checked":"2026-09-25","merchant_of_record":"Etsy, wherever marketplaces are required to collect."}],"prices_usd":[10],"ranking_by_price":[{"ranked":[{"id":"stripe-payment-link","keep_usd":9.41},{"id":"gumroad-direct","keep_usd":7.91}],"price_usd":10}]}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_DfviGEeotoT4fnyyiK6Bj","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns per-sale fee breakdowns, keep amounts, rankings, and merchant-of-record status for digital product platforms (Stripe, Lemon Squeezy, Payhip, Ko-fi, Etsy, Gumroad) at any given price","exampleAgentPrompt":"I'm selling a digital product for $25 — can you show me exactly how much I'd keep after fees on Stripe Payment Links, Gumroad, Lemon Squeezy, Etsy, Ko-fi, and Payhip, and rank them from best to worst?","exampleUseCases":[{"title":"Choosing platform for a new ebook","prompt":"I'm about to launch a $29 ebook and I can't decide between Gumroad and Lemon Squeezy. Can you show me the exact fees, how much I'd keep, and who handles sales tax on each?"},{"title":"Optimizing margins on a course bundle","prompt":"I sell a $97 online course — which platform out of Stripe, Etsy, Ko-fi, Gumroad, Payhip, and Lemon Squeezy would leave me with the most money per sale after all fees?"},{"title":"Evaluating PayPal surcharge impact","prompt":"Does enabling PayPal as a payment option on Gumroad or Payhip significantly eat into my earnings on a $15 digital download? Show me the fee breakdown with and without those surcharges."}],"resultDescription":"A JSON object containing rows per platform with fee formula, fees in USD, keep amount in USD, fee percentage, merchant-of-record info, last-checked date, and a stale flag if data is older than 45 days; plus a ranking of platforms by keep amount at each queried price point and any applicable surcharges (international, PayPal, ads).","failureModes":["Missing or invalid price parameter returns an empty or error response","Data rows marked stale if last_checked date is more than 45 days old","Platform-specific surcharges (international, PayPal) may not apply to all sellers","Fee data may not reflect very recent platform pricing changes before re-check cycle"],"whenToPreferThis":"Use this endpoint when a user needs to compare net earnings across major digital product platforms at a specific price point, understand who bears merchant-of-record tax liability, or identify hidden surcharges like PayPal or international fees — particularly when accuracy and sourced, dated data matter more than a rough estimate.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-17T12:30:16.048Z","isFirstParty":false,"canonicalSlug":"moneylab-platform-fee-calculator-5d395211"}