{"uid":"cap_ncGwBmvWzpW-BZYCPrsJI","slug":"aave-v3-base-lending-health-factor-3def617e","name":"Aave v3 Base Lending Health Factor","description":"Aave v3 on Base: total collateral, debt, health factor and risk band (LIQUIDATABLE / AT_RISK / WATCH / HEALTHY / NO_DEBT) for any wallet.","url":"https://auditor-x402.onrender.com/api/lending-health-factor?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"userAddress":{"type":"string","description":"Wallet address (0x...) to inspect"}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.005","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.005/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_67cYcwfjbd778DhQAFfzc","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.005","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns total collateral, total debt, health factor, and liquidation risk band for any wallet's Aave v3 position on Base mainnet.","exampleAgentPrompt":"Can you check the Aave v3 lending health for wallet 0x4a7B...3c9d on Base — I want to know the health factor, total collateral, total debt, and whether it's in a LIQUIDATABLE, AT_RISK, or HEALTHY risk band?","exampleUseCases":[{"title":"Liquidation risk alert for borrower","prompt":"Check if wallet 0xAbC1234...5678 is at risk of liquidation on Aave v3 on Base — tell me its health factor and whether it falls in the LIQUIDATABLE or AT_RISK band."},{"title":"Portfolio health audit before market dip","prompt":"I want to review my Aave v3 position on Base before things get volatile — can you pull up the total collateral, total debt, and health factor for 0xMyWallet...DEF0?"},{"title":"Monitoring a counterparty's DeFi exposure","prompt":"What's the current Aave v3 lending health for wallet 0x9F3a...8812 on Base? I need to know if they have any debt and what risk band they're in."}],"resultDescription":"Returns a structured response including the wallet's total collateral in USD, total debt in USD, the Aave v3 health factor (a numeric ratio where <1 means liquidatable), and a human-readable risk band: LIQUIDATABLE, AT_RISK, WATCH, HEALTHY, or NO_DEBT.","failureModes":["Invalid or malformed wallet address returns an error","Wallet with no Aave v3 position on Base returns NO_DEBT band with zeroed values","Network congestion on Base may cause read timeouts","Non-checksummed address formats may fail validation","Payment failure (x402) if USDC balance is insufficient"],"whenToPreferThis":"Use this endpoint when you need on-chain Aave v3 lending health data specifically on Base mainnet, including a pre-computed risk band classification. Prefer this over raw RPC calls when you want a clean, structured health factor with risk categorization without writing smart contract query logic yourself.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-19T12:36:43.335Z","isFirstParty":false,"canonicalSlug":"aave-v3-base-lending-health-factor-3def617e"}