{"uid":"cap_mHk3JJFU6ZcZlRdpbxW1w","slug":"bank-health-verdict-via-fdic-lookup-d623da73","name":"Bank Health Verdict via FDIC Lookup","description":"X402 micropayments server — AI agents pay USDC for OFAC screening, rates, and billing verification.","url":"https://x402helper.xyz/89e509/bankhealth/verdict?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","required":[],"properties":{"cert":{"type":"integer","default":null,"description":"FDIC certificate number (preferred)"},"name":{"type":"string","default":null,"description":"Bank name (used if no cert)"},"state":{"type":"string","default":null,"description":"Optional 2-letter US state code"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","example":{"result":{},"success":true}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.039","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.039/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.039","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.039","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_57NvM-jC-VMijIgRCUzZ7","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.039","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a health/compliance verdict for a US bank by FDIC certificate number or name, including OFAC screening, interest rates, and billing verification data.","exampleAgentPrompt":"Can you check the health and OFAC compliance status for First National Bank of Texas — their FDIC certificate number is 12345?","exampleUseCases":[{"title":"Pre-wire OFAC compliance check","prompt":"Before I wire $50,000 to Coastal Community Bank in Florida, can you run an OFAC screen and health check on them? Their FDIC cert number is 57823."},{"title":"Bank vetting for vendor onboarding","prompt":"We're onboarding a new vendor whose bank is Midwest Savings Bank in Illinois — can you pull their FDIC health verdict and flag any compliance issues?"},{"title":"Rate and billing verification for treasury team","prompt":"Our treasury team needs the current rates and billing verification status for Heritage Federal Credit Union — look them up by name in California."}],"resultDescription":"A JSON object containing a success flag and a result object with bank health verdict details, which may include OFAC screening outcome, applicable interest rates, billing verification status, and bank identification data such as FDIC certificate number and name.","failureModes":["Bank not found by name or certificate number — returns error or empty result","Invalid FDIC certificate number format — may return null or error","Ambiguous bank name without state qualifier — may return wrong institution","Service unavailable or payment not processed — returns 402 or 5xx","State code not recognized — query falls back to name-only lookup"],"whenToPreferThis":"Use this endpoint when you need a quick, pay-per-call OFAC screening or health verdict on a specific US bank identified by FDIC certificate number or name, especially in agentic workflows where you do not want to maintain a subscription to a full compliance data provider. Prefer it for one-off pre-transaction checks, vendor onboarding, or treasury due diligence on individual institutions.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-31T18:42:18.260Z","isFirstParty":false,"canonicalSlug":"bank-health-verdict-via-fdic-lookup-d623da73"}