{"uid":"cap_lM6gxE3pInVfmWQHyP_gY","slug":"querylines-e-s-hurricane-exposure-by-county-florida-3ba03b63","name":"QueryLines E&S Hurricane Exposure by County (Florida)","description":"Surplus-lines (E&S) insurance premium in a hurricane's federally-declared counties: the latest annual county-level premium for a state, annotated by which counties FEMA declared for the storm, with the declared-zone total and its share of statewide. Florida. A current-book snapshot, not a pre-vs-post change. $0.50 per query. Free discovery: /v1/cat/events, /v1/cat/sample. Docs: https://api.querylines.com/openapi.json","url":"https://api.querylines.com/v1/cat/exposure","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","required":["event"],"properties":{"event":{"type":"string","description":"event_key from /v1/cat/events"},"state":{"type":"string","default":"FL","description":"2-letter code; default FL"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","example":{"year":2023,"event":"hurricane-idalia-2023","peril":"hurricane","state":"FL","source":"FEMA OpenFEMA Disaster Declarations; NOAA HURDAT2 best track","totals":{"declared_premium":8298000000,"declared_counties":49,"statewide_premium":17232886500,"declared_share_pct":48.15,"statewide_counties":67},"counties":[{"county":"HILLSBOROUGH","premium":1240000000,"declared":true},{"county":"LEON","premium":210000000,"declared":true}],"available":true,"data_as_of":"2025","event_name":"Hurricane Idalia","report_date":"2026-07-12","max_category":3,"coverage_note":"Exposure annotates the LATEST annual county-level surplus-lines premium with which counties a storm hit; it is a current-book snapshot, not a pre-vs-post premium change.","landfall_date":"2023-08-30","premium_period":"2025","premium_source":"FSLSO FL Annual Report, 2025"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.5","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.5/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.5","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.5","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_d7EPdOc0YmZvUUbSGhOlJ","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.5","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns current-book surplus-lines (E&S) insurance premium for Florida counties, annotated by which were federally declared for a specified hurricane, with declared-zone totals and their statewide share.","exampleAgentPrompt":"Pull the current E&S surplus-lines premium exposure for Florida counties and flag which ones were federally declared for Hurricane Ian — I want to see the declared-zone total and what share of statewide premium that represents.","exampleUseCases":null,"resultDescription":"A county-level dataset for Florida showing the latest annual E&S premium per county, a boolean or flag indicating whether each county was FEMA-declared for the specified hurricane, the aggregate premium total across all declared counties, and that total as a percentage share of statewide E&S premium. This is a current-book snapshot, not a before/after comparison.","failureModes":["Invalid or unrecognized event_key returns an error — use /v1/cat/events to discover valid keys","Unsupported state code (non-FL) may return empty or error since Florida is the default scope","Missing required 'event' query parameter returns a 400-level error","Payment not provided or insufficient USDC causes a 402 Payment Required response","Network or upstream data unavailability returns a 5xx server error"],"whenToPreferThis":"Choose this endpoint when you need a current-book snapshot of E&S premium concentration in FEMA-declared counties for a specific hurricane — useful for underwriters, cat modelers, reinsurers, or analysts assessing Florida surplus-lines exposure at the county level relative to storm footprints. Use the sibling 'change' endpoint instead if you need pre-vs-post premium movement.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-16T00:41:34.739Z","isFirstParty":false}