{"uid":"cap_iTAhwz2V2dOm0ssEkwc24","slug":"usaref-all-series-snapshot-89dbd87a","name":"usaref All Series Snapshot","description":"Snapshot of every series, all countries","url":"https://usaref.dev/v1/all","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"properties":{"type":"string"}}},"responseSchema":{"type":"json","example":[{"series":[{"unit":"percent","notes":"The 15 July 2026 release states verbatim: 'The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.' effective_from is 2025-10-29, the date of the last CHANGE (a 25 bp cut from 2.50% to 2.25%), not the date of the most recent reaffirmation — the Bank has since held at 2.25% at all SIX subsequent fixed announcement dates: 10 December 2025, 28 January 2026, 18 March 2026, 29 April 2026, 10 June 2026 and 15 July 2026. The full 2026 FAD schedule published by the Bank in August 2025 is 28 January, 18 March, 29 April, 10 June, 15 July, 2 September, 28 October and 9 December, with the Monetary Policy Report released alongside the January, April, July and October decisions. Canada's operating band is 25 bp wide: the Bank Rate (upper limit, standing liquidity facility) is the target +25 bp = 2.50%, and the deposit rate (lower limit, remuneration on settlement balances) is 2.20% — 5 bp below target, a spread the Bank narrowed from the earlier target-minus-25bp convention. The target for the overnight rate is the correct headline policy rate; do not substitute the Bank Rate. Next scheduled fixed announcement date: 2 September 2026. bankofcanada.ca serves clean HTML and is reliably fetchable.","stale":false,"value":2.25,"series":"policy-rate","source":{"url":"https://www.bankofcanada.ca/2026/07/fad-press-release-2026-07-15/","name":"Bank of Canada, Fixed Announcement Date press release 15 July 2026, 'Bank of Canada maintains the policy rate at 2¼%' (decision under the Bank of Canada Act, RSC 1985, c. B-2); rate level set by the FAD press release of 29 October 2025"},"country":"CA","disclaimer":"Independent service, not affiliated with any government. Verify against the cited official source before legal or financial use.","effective_from":"2025-10-29","last_confirmed":"2026-07-20"}],"country":"CA"}]},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_CKZEwxiP-JLinWrEuRVLr","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a complete snapshot of every government reference data series (tax rates, wages, holidays, etc.) for all countries tracked by usaref","exampleAgentPrompt":"Pull the full usaref snapshot — every government data series for every country — so I can check current VAT rates, minimum wages, and public holiday calendars all at once.","exampleUseCases":null,"resultDescription":"An array of country objects, each containing a list of data series. Each series includes: the ISO 3166-1 alpha-2 country code, series identifier, current value (numeric for rates/wages, array of date-name pairs for holidays), effective_from date, last_confirmed date, source name and URL, a stale boolean flag, optional unit and notes, optional rate components breakdown, and an optional effective_rate where composite levies stack. Covers all countries and all series in a single response.","failureModes":["Payment required (402): x402 payment of $0.02 USDC was not provided or was invalid","Service unavailable (503): upstream data pipeline is down","Timeout: large payload may exceed client timeout on slow connections","Stale data: series marked stale=true means the value is past its expected update cycle and should be treated with caution"],"whenToPreferThis":"Use this endpoint when you need all series for all countries in a single call — ideal for bulk lookups, compliance tooling, populating a local cache, or cross-country rate comparisons. Prefer this over per-country or per-series endpoints when you need comprehensive coverage and want to avoid multiple round trips.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T18:38:07.503Z","isFirstParty":false}