{"uid":"cap_iA0-jjY17jG_0EKPiEv_5","slug":"vellum-ic-memo-5342792e","name":"vellum-ic-memo","description":"Investment committee memo from SEC filings: financial trajectory, margins, leverage, ranked risk flags, positives, open questions and sources.","url":"https://x402-data-api.x402agent.workers.dev/ic-memo?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"required":{"type":"string"},"properties":{"type":"string"}}},"responseSchema":{"type":"json","example":{"brand":"Vellum","source":"SEC EDGAR","company":{"cik":"0001045810","name":"NVIDIA CORP","ticker":"NVDA","sic_description":"Semiconductors & Related Devices"},"service":"ic-memo","analysis":{"cash_to_assets":0.27,"net_margin_pct":55.85,"net_margin_change_pp":7.01,"liabilities_to_assets":0.32},"open_items":["check whether the latest period is a 52/53-week year or a stub period before comparing"],"risk_flags":[{"flag":"recent 8-K","because":"latest event filing 2026-06-20, 90 day(s) ago","severity":"info"}],"financial_snapshot":{"Revenues":{"unit":"USD","value":130497000000,"change_pct":114.2,"period_end":"2026-01-25","prior_value":60922000000},"NetIncomeLoss":{"unit":"USD","value":72880000000,"change_pct":144.9,"period_end":"2026-01-25"}},"filing_under_review":{"url":"https://www.sec.gov/Archives/edgar/data/1045810/...","form":"10-K","filed":"2026-02-26","period":"2026-01-25"}}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.75","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.75/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.75","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.75","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_5YClW9nwlucdKvYrptIoQ","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.75","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Generates a structured investment-committee memo for a single company from its SEC filings, including financial trajectory, margin/leverage analysis, ranked risk flags, and analyst open items.","exampleAgentPrompt":"Pull an investment committee memo for NVIDIA — I want to see their financial trajectory across reported periods, net margin change, leverage ratios, any ranked risk flags from their latest 10-K, and what open items an analyst should still check.","exampleUseCases":[{"title":"Pre-IC meeting company brief","prompt":"Before our investment committee meeting tomorrow, pull the IC memo for Tesla — I need their revenue trajectory, net margin trend, cash-to-assets ratio, liabilities-to-assets, any risk flags ranked by severity, and the open items an analyst should verify before we vote."},{"title":"Screening public companies for risk","prompt":"Run an investment committee scaffold on Palantir — I want to see their margin and leverage analysis from their latest SEC filings, any recent 8-K events flagged as risks, and what questions are still unanswered before I'd be comfortable taking a position."},{"title":"Replacing manual 10-K modeling","prompt":"Instead of pulling the 10-K myself and building a spreadsheet, give me the Vellum IC memo for Microsoft — financial snapshot across periods, margin change in percentage points, and any ranked risk flags so I can get straight to the analysis."}],"resultDescription":"Returns a structured JSON object containing the company's CIK, name, ticker, and SIC description; key financial metrics (net margin %, cash-to-assets, liabilities-to-assets, margin change in percentage points); a financial snapshot with revenue and net income figures including period-over-period change percentages; ranked risk flags with severity levels and the data point behind each flag; recent 8-K activity; open analyst items to verify; and metadata about the filing under review (form type, filing date, period end, SEC URL).","failureModes":["Company not found in SEC EDGAR registry — invalid ticker or CIK returns an error","No 10-K filing available for the company — newer or foreign private issuers may lack coverage","Payment of $1.5 USDC not completed — returns 402 Payment Required","XBRL data missing or malformed in the filing — financial snapshot fields may be null or incomplete","Stub period or 52/53-week year mismatch — flagged as an open item rather than a hard error"],"whenToPreferThis":"Choose this endpoint when you need a structured, ready-to-present investment committee brief derived directly from SEC EDGAR filings without manual 10-K review or model building. It is ideal for pre-meeting prep, rapid company screening, or when you want ranked risk flags and open analyst questions alongside financial metrics in a single call. Prefer sibling endpoints (vellum-sec-research, vellum-filing-brief, vellum-filing-delta) when you need raw filing data, cadence tracking, or incremental filing changes rather than a synthesized analytical memo.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-12T12:35:39.903Z","isFirstParty":false,"canonicalSlug":"vellum-ic-memo-5342792e"}