{"uid":"cap_hTEnnF0m8TcUkT5O49B8r","slug":"kihustle-dscr-calculator-ba374aa4","name":"KiHustle DSCR Calculator","description":"Kostenlose Guides, Solo-Playbooks und Artikel zu KI, Automation und Side Hustles — für Menschen, die mit echten Systemen online Einkommen aufbauen wollen. Transparent finanziert über faire Affiliate-Links.","url":"https://kihustle.tech/api/v1/dscr-calculator","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"total_debt_service":{"type":"number"},"net_operating_income":{"type":"number"}}},"responseSchema":{"type":"json","example":{"result":"processed","status":"success"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.002","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.002/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_nsPyb_pKd6-ojMIpmrVbI","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.002","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates the Debt Service Coverage Ratio (DSCR) from net operating income and total debt service inputs","exampleAgentPrompt":"Can you calculate the DSCR for a property with a net operating income of $85,000 and total debt service of $62,000?","exampleUseCases":[{"title":"Rental property DSCR check","prompt":"I'm looking at a rental property with $72,000 in net operating income and $58,000 in annual debt payments — can you calculate the DSCR so I know if the loan will qualify?"},{"title":"Real estate deal underwriting","prompt":"Before I submit this commercial property offer, can you compute the debt service coverage ratio? The NOI is $120,500 and total annual debt service is $95,000."},{"title":"Side hustle investment viability","prompt":"I want to see if my small income property can cover its own debt — net operating income is $38,400 and total debt service is $34,800, what's the DSCR?"}],"resultDescription":"Returns a JSON object with a 'result' field containing the computed DSCR value and a 'status' field indicating success. The DSCR is calculated as net operating income divided by total debt service, giving a ratio that indicates whether income sufficiently covers debt obligations.","failureModes":["Missing required fields (total_debt_service or net_operating_income) may return an error or unexpected result","Division by zero if total_debt_service is 0","Non-numeric inputs may cause a processing error","Generic response schema offers limited error detail beyond success/failure status"],"whenToPreferThis":"Use this endpoint when you need a quick, low-cost programmatic DSCR calculation — especially in real estate investment workflows, loan pre-qualification checks, or financial automation pipelines where you already have NOI and debt service figures available. Suitable for agents building side-hustle or passive income analysis tools.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-16T01:05:07.329Z","isFirstParty":false}