{"uid":"cap_gYtKjEBpCjcPj0wTu-FSX","slug":"sec-company-due-diligence-dossier-78ddf4d8","name":"SEC Company Due-Diligence Dossier","description":"SEC filings and web data for AI agents: read any section of a US public company's 10-K or 10-Q (risk factors, MD&A, …) since 2001, see what changed in it since last year, its latest 8-K events and press releases, a one-call due-diligence dossier with red flags (or a batch screen of 10), market-wide red-flag alerts (restatements, auditor changes, late filings, insider buying), today's earnings releases with their key figures, and a free index of its filings; turn any web page into clean Markdown; check whether a crypto wallet or token is safe to pay or trade (OFAC, owner powers, liquidity), new Base token launches with risk verdicts, and whether an x402 endpoint is safe to pay; profile a domain's email setup; HVAC engineering calculations (psychrometrics, coil loads, duct sizing) with every step shown. No accounts or API keys: pay per call in USDC with x402. Discovery endpoints are free; paid endpoints use the x402 v2 protocol with USDC on Base. Call a paid endpoint, receive 402 with a PAYMENT-REQUIRED header, sign the payment, and retry with PAYMENT-SIGNATURE. Libraries such as @x402/fetch do this transparently. Which tool: What filings does a company have? Which year's report or which 8-K do I want? → sec_list_filings (free). What was filed with the SEC since Friday / this morning? Which companies reported earnings or a CEO change today? → sec_list_filings (free). What are a company's risk factors? What did management say in the MD&A? What was in an earlier year's report? → sec_filing_section ($0.01). What changed in a company's risk factors (or MD&A, business, legal proceedings) since last year? Which new risks were added? → sec_section_changes ($0.04). I need several sections of the same report (e.g. risk factors and MD&A). → sec_filing_sections ($0.015). What are a company's revenue, profit, EPS, cash, debt and free cash flow over the last years or quarters? → sec_financials ($0.005). Are a company's insiders (CEO, CFO, directors) buying or selling its stock? → sec_insider_trades ($0.005). What happened at a company lately: earnings, CEO/CFO changes, acquisitions, cybersecurity incidents? → sec_recent_events ($0.01). Which companies' SEC filings mention a phrase (\"material weakness\", \"tariff\", a product or a person)? → sec_full_text_search ($0.01). Brief me on a public company: is anything wrong (restatements, auditor changes, losses, insider selling)? Financials, recent events and insiders in one call. → company_dossier ($0.03). Screen a list of tickers (a portfolio or watchlist) for red flags in one call, worst first. → company_dossier_batch ($0.15). Who reported earnings today (or this morning), and what were the headline numbers? Optionally just my watchlist. → sec_earnings_today ($0.01). Did anything serious just get filed anywhere in the market (restatements, auditor changes, late filings, CEO exits, insider buying)? (free counter for polling) → sec_alerts_peek (free). Show me the new SEC red-flag alerts across the market or for my watchlist (poll with the cursor). → sec_market_alerts ($0.005). Who is this company (from a domain, name or ticker): what it does, HQ, founders, CEO, employees, ticker? → company_profile ($0.005). Is this person, company or crypto wallet on a US sanctions (OFAC) list? → sanctions_screen ($0.005). Where are US interest rates, inflation and unemployment right now? → economic_indicators ($0.003). What does this web page, article, PDF, feed or documentation say? → scrape_markdown ($0.002). Read several pages at once, or find a site's pages (pricing, docs, blog) first? → site_map ($0.002). Is it safe to pay this wallet address (an x402 payTo, a vendor, another agent)? Is it sanctioned, new, a contract? → wallet_risk_check ($0.005). Is this token a scam? Can the owner mint, freeze or tax it? Is there liquidity to sell? → token_risk_check ($0.01). What exactly does a paid tool return? (free, real output for an example input) → free_sample (free). Did any new tokens launch on Base since my last check? (free counter for polling) → token_launches_peek (free). Which tokens just launched on Base, and which look safe? (poll with since_block) → new_token_launches ($0.01). Is it safe to pay this x402 endpoint: valid challenge, fair price, clean payTo wallet, real usage? → x402_preflight ($0.003). Is this email address real and safe to send to? → email_verify ($0.001). Who hosts a company's email, is SPF/DMARC set up, which SaaS does it use? → domain_enrich ($0.004). HVAC: what are the dew point, enthalpy, RH and humidity ratio of air (from any two properties, at any elevation)? → hvac_psychrometrics ($0.002). HVAC: what is the cooling or heating coil load (sensible, latent, tons), or the mixed air with outdoor air? → hvac_coil_load ($0.002). HVAC: what size duct for this airflow (equal friction or velocity), or what friction and velocity in this duct? → hvac_duct_size ($0.002). Inputs are forgiving: name a company by ticker, CIK or name; sections as \"Risk Factors\", \"MD&A\" or \"Item 1A\"; 8-K events as codes (5.02) or words (earnings, executive changes); unknown fields are ignored. Invalid input returns a valid example, and failed calls are never charged. Every paid result ends with `next_calls`: the natural follow-up questions as ready-to-send calls with their price. Live reliability (answers, failures and latency per tool) is published at /status.","url":"https://x402-agent-api.onrender.com/api/v1/company-dossier?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"cik":{"anyOf":[{"type":"string","pattern":"^\\d{1,10}$"},{"type":"integer","maximum":9007199254740991,"exclusiveMinimum":0}],"description":"SEC Central Index Key, e.g. 320193. Use this, `ticker` or `company`."},"via":{"type":"string","maxLength":64,"description":"Optional: the tool whose next_calls suggested this call (filled in for you)."},"domain":{"type":"string","maxLength":253,"minLength":3,"description":"The company's website, e.g. \"nvidia.com\". Use this, `ticker`, `cik` or `company`."},"ticker":{"type":"string","pattern":"^[A-Z][A-Z0-9.\\-]{0,9}$","description":"US stock ticker, e.g. AAPL, MSFT, BRK-B. Use this, `cik` or `company`."},"company":{"type":"string","maxLength":120,"minLength":2,"description":"Company name, e.g. \"Apple\" or \"Coca-Cola\". Use this, `ticker` or `cik`; a name matching several companies returns their tickers, free."}}},"responseSchema":{"type":"json","example":{"cik":"320193","as_of":"2026-10-12T15:00:00.000Z","flags":[{"url":"https://www.sec.gov/Archives/edgar/data/320193/000032019325000079/0000320193-25-000079-index.htm","date":"2025-09-27","flag":"Profitable with positive free cash flow","level":"green","detail":"FY2025 net income $112.0B, free cash flow $98.8B."},{"url":null,"date":"2026-10-03","flag":"Insiders selling","level":"info","detail":"Timothy D. Cook (CEO), Kevan Parekh (CFO) sold $41.2M on the open market, $38.0M of it under pre-set 10b5-1 plans (Form 4s filed 2026-04-02 to 2026-10-03)."}],"source":"sec-edgar","ticker":"AAPL","company":"Apple Inc.","missing":[],"profile":{"ceo":"Tim Cook","founded":"1976-04-01","website":"https://www.apple.com/","industry":"Electronic Computers","employees":166000,"description":"Apple Inc. is an American multinational technology company headquartered in Cupertino, California. (Example excerpt.)","headquarters":"ONE APPLE PARK WAY, CUPERTINO, CA, 95014","filer_category":"Large accelerated filer","fiscal_year_end":"09-27","incorporated_in":"CA"},"summary":"Apple Inc. (AAPL, Nasdaq): electronic computers, based in Cupertino, CA. FY2025: revenue $416.2B (+6.4% YoY), net income $112.0B (26.9% margin), free cash flow $98.8B. Latest quarter (Q3 FY2026, ended 2026-06-27): revenue $97.0B (+3.1% YoY), net income $24.8B. 2 8-K event(s) in the last 90 days; latest 2026-07-30: Results of Operations and Financial Condition. Insiders (last 15 Form 4s): bought $0, sold $41.2M on the open market ($38.0M under 10b5-1 plans). No red or amber flags. (Example figures.)","exchange":"Nasdaq","insiders":{"to":"2026-10-03","from":"2026-04-02","buyers":[],"filings":15,"sellers":["Timothy D. Cook (CEO)","Kevan Parekh (CFO)"],"net_open_market_usd":-41200000,"open_market_sales_usd":41200000,"planned_10b5_1_sales_usd":38000000,"open_market_purchases_usd":0,"tax_withholding_sales_usd":52000000},"financials":{"annual":[{"end":"2025-09-27","cash":35934000000,"revenue":416161000000,"filing_url":"https://www.sec.gov/Archives/edgar/data/320193/000032019325000079/0000320193-25-000079-index.htm","net_income":112010000000,"eps_diluted":7.46,"fiscal_year":2025,"free_cash_flow":98767000000,"long_term_debt":78328000000,"operating_income":133050000000,"net_margin_percent":26.9,"operating_cash_flow":111482000000,"stockholders_equity":73733000000,"gross_margin_percent":46.9,"revenue_growth_percent":6.4,"operating_margin_percent":32}],"latest_quarter":{"end":"2026-06-27","revenue":97000000000,"filing_url":"https://www.sec.gov/Archives/edgar/data/320193/000032019326000070/0000320193-26-000070-index.htm","net_income":24800000000,"eps_diluted":1.68,"fiscal_year":2026,"fiscal_period":"Q3","free_cash_flow":26100000000,"net_margin_percent":25.6,"revenue_growth_percent":3.1}},"next_calls":[{"why":"What did Apple Inc. change in its risk factors since last year?","tool":"sec_section_changes","price":"$0.04","arguments":{"ticker":"AAPL","section":"risk_factors"}}],"recent_events":[{"url":"https://www.sec.gov/Archives/edgar/data/320193/000032019326000068/aapl-20260730.htm","items":[{"code":"2.02","title":"Results of Operations and Financial Condition"}],"excerpt":"Item 2.02 Results of Operations and Financial Condition. On July 30, 2026, Apple Inc. issued a press release regarding its financial results for its third fiscal quarter… (Example excerpt.)","filing_date":"2026-07-30"}],"latest_reports":[{"url":"https://www.sec.gov/Archives/edgar/data/320193/000032019325000079/aapl-20250927.htm","form":"10-K","filed":"2025-10-31","period":"2025-09-27"},{"url":"https://www.sec.gov/Archives/edgar/data/320193/000032019326000070/aapl-20260627.htm","form":"10-Q","filed":"2026-08-01","period":"2026-06-27"}]}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.03","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"unprobed","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.03/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.03","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.03","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_p-kms7G4PuVOz_-aK78sF","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.03","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a comprehensive one-call due-diligence dossier for a US public company, including financials, insider trading activity, recent 8-K events, and red/amber/green risk flags derived from SEC filings.","exampleAgentPrompt":"Can you pull a full due-diligence dossier on Nvidia — financials, insider buying or selling, recent 8-K events, and any red flags — using their ticker NVDA?","exampleUseCases":[{"title":"Pre-investment risk screening","prompt":"Before I buy shares in Tesla, can you pull a full dossier on them — I want to see their latest financials, any red or amber flags, and whether insiders have been buying or selling recently? Their ticker is TSLA."},{"title":"Vendor counterparty vetting","prompt":"We're about to sign a large contract with a supplier that's publicly traded under ticker SWK — can you get me a due-diligence summary including their financial health, any recent auditor changes or restatements, and what's been happening at the company lately?"},{"title":"M&A target quick-check","prompt":"We're evaluating Salesforce as a potential acquisition target — can you give me a one-call dossier on CRM including their revenue trend, free cash flow, insider activity, and any regulatory or financial red flags from their SEC filings?"}],"resultDescription":"A JSON object containing: a plain-English due-diligence summary, a company profile (CEO, employees, HQ, industry), annual and quarterly financials, a list of risk flags at green/info/amber/red severity with source URLs, insider trading activity (buyers, sellers, net open-market amounts), recent 8-K events, exchange and ticker, and a list of any missing data fields.","failureModes":["Company not found by ticker/name/CIK/domain — returns list of matching tickers for disambiguation","Ambiguous company name matching multiple companies — returns ticker list for free, no charge","SEC EDGAR data unavailable or rate-limited — may return partial data with missing[] populated","Invalid ticker format or CIK out of range — returns validation error","No recent filings found for very small or shell companies"],"whenToPreferThis":"Choose this endpoint when you need a broad, multi-signal due-diligence snapshot of a US public company in a single call — covering financials, insider activity, 8-K events, and risk flags together. Prefer it over individual SEC endpoints (10-K section reader, Form 4 insider endpoint, 8-K events endpoint) when you want a holistic view rather than a deep dive into one filing type. It is ideal for investment screening, vendor vetting, and M&A target assessment where speed and breadth matter more than exhaustive section-level detail.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-13T12:37:07.784Z","isFirstParty":false,"canonicalSlug":"sec-company-due-diligence-dossier-78ddf4d8"}