{"uid":"cap_gHY97tBOa3l6pYtGhxO4z","slug":"omniapi-loan-calculator-d029e744","name":"OmniAPI Loan Calculator","description":"444 endpoints across 9+ chains. Crypto, AI, Social, Finance, Weather, Tools. Pay per call in USDC via x402 with 4 facilitators: Dexter, Meridian, FluxA, GoPlausible.","url":"https://omni-api-cyan.vercel.app/api/finance/loan/calc","method":"POST","headers":{},"bodySchema":{"type":"object","required":["query"],"properties":{"input":{"type":"string","description":"Input data for the endpoint"},"query":{"type":"string","description":"Search query or input text"},"params":{"type":"object","description":"Additional parameters"}}},"responseSchema":{"type":"object","description":"API response data"},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.094361","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.094361/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.094361","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.094361","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_xh8qAJ8Q7TfoTOfonD6_e","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.094361","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates loan payment schedules, interest costs, and amortization details based on loan parameters","exampleAgentPrompt":"Can you calculate my monthly payment and total interest for a $250,000 mortgage at 6.5% interest over 30 years?","exampleUseCases":[{"title":"Monthly mortgage payment estimate","prompt":"I'm looking at a $350,000 home loan at 7.2% interest for 30 years — what would my monthly payment be and how much total interest would I pay over the life of the loan?"},{"title":"Car loan affordability check","prompt":"I want to finance a $28,000 car at 5.9% APR over 60 months — can you calculate my monthly payment and show me how much of each payment goes to interest versus principal?"},{"title":"Personal loan payoff comparison","prompt":"Compare a $15,000 personal loan at 11% interest paid off over 3 years versus 5 years — show me the monthly payments and total interest cost for each option."}],"resultDescription":"Returns computed loan figures including estimated monthly payment, total repayment amount, total interest paid, and possibly an amortization breakdown showing principal vs. interest per payment period.","failureModes":["Missing required query parameter returns error","Invalid or non-numeric loan values may cause computation failure","Extreme or unrealistic loan parameters may return unexpected results","Payment gateway failure if USDC payment cannot be processed via x402"],"whenToPreferThis":"Use this endpoint when you need quick loan payment calculations without integrating a full financial modeling library. Suitable for agents helping users evaluate loan affordability, compare loan terms, or understand total borrowing costs. Works well for mortgage, auto, and personal loan scenarios.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T06:55:53.963Z","isFirstParty":false}