{"uid":"cap_ftsLzx7Cwc1cb63s19hyn","slug":"remittancepulse-reg-e-rights-checker-14531703","name":"RemittancePulse Reg E Rights Checker","description":"Remittance-transfer rights check (Reg E Subpart B, 12 CFR 1005.30-.36) — the rights senders never use: 180-day error window from the disclosed Date Available, sender's-choice refund-or-resend within 1 business day, mandatory fee+tax refund on late/never-arrived transfers, the 30-minute full-refund cancellation, and the five-prong §1005.33(h) rebuttal when a provider blames your typo. Deterministic deadline math, scope gates, honest-no for scams/business senders/crypto. No LLM.","url":"https://remittancepulse.vercel.app/api/remit/rights","method":"GET","headers":{},"bodySchema":{"type":"object","required":["issue"],"properties":{"issue":{"type":"string","description":"never_arrived | arrived_late | arrived_short | wrong_person_paid | sender_typo_number | want_to_cancel | scam_recipient | want_documentation"},"provider":{"type":"string","description":"Western Union, Wise, Remitly, MoneyGram, Xoom…"},"fees_paid":{"type":"string","description":"Fees paid USD"},"principal":{"type":"string","description":"Transfer amount USD"},"sender_state":{"type":"string","description":"Your state (CA adds Fin. Code §2102)"},"date_available":{"type":"string","description":"Disclosed Date Available from your receipt (YYYY-MM-DD)"}}},"responseSchema":{"type":"json","example":{}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_SQ6y02UjdA6LDdPTyaSm_","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Determines a sender's legal rights under Reg E Subpart B (12 CFR 1005.30–.36) for a specific remittance transfer, including error dispute windows, cancellation rights, refund options, and provider liability rules.","exampleAgentPrompt":"I sent $300 to my mom in Mexico via Remitly on May 1st and it was supposed to arrive by May 3rd but never did — can you check my Reg E rights, specifically whether I can demand a refund of the transfer fees and taxes, and what the deadline is to file an error claim?","exampleUseCases":[{"title":"Late transfer fee refund claim","prompt":"I wired $500 to my brother in the Philippines through Western Union on June 10th with a disclosed available date of June 12th, but the money didn't arrive until June 16th — do I have the right to get my transfer fees and taxes refunded, and how do I invoke it?"},{"title":"30-minute cancellation window check","prompt":"I just sent a $200 remittance to Colombia through Wise about 20 minutes ago and I want to cancel it — am I still within the window to get a full refund, and what exactly does the provider have to do?"},{"title":"Provider blaming sender typo dispute","prompt":"MoneyGram is saying my transfer to Nigeria failed because I entered the wrong account number and it's my fault, so they won't refund me — but I copied the number from the recipient's bank statement. Can you tell me if I have a §1005.33(h) rebuttal and what grounds I can use to push back?"}],"resultDescription":"Returns a structured legal-rights determination covering: whether the transfer is in-scope under Reg E Subpart B, the precise 180-day error dispute deadline calculated from the disclosed Date Available, whether the 30-minute cancellation right applies, which remedy the sender can elect (refund vs resend within 1 business day), whether fee and tax refunds are mandatory, and a five-prong §1005.33(h) provider-rebuttal analysis if the provider is attributing the error to the sender. Includes honest out-of-scope flags for scams, business senders, and crypto transfers.","failureModes":["Transfer is out of scope (business sender, crypto rail, non-covered provider) — returns honest-no with reason","Missing or invalid disclosed Date Available prevents deadline calculation","Transfer amount or corridor data insufficient to determine coverage","Provider name not recognized for scope-gate determination","Request missing required transfer parameters returns validation error"],"whenToPreferThis":"Choose this endpoint when a consumer sender needs deterministic, regulation-grounded answers about their specific Reg E Subpart B rights for an international remittance transfer — especially for error disputes, late arrivals, cancellation windows, and fee refund entitlements. Prefer this over a general LLM answer when legal accuracy and deadline math matter. Not suitable for business senders, crypto-only rails, or general remittance price comparison.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-13T18:40:34.177Z","isFirstParty":false}