{"uid":"cap_flkdLf_a7WM7TqC_8-eEy","slug":"debtpulse-freedom-roadmap-5595867a","name":"DebtPulse Freedom Roadmap","description":"Debt-free roadmap and payoff plan with wealth-building projection. Returns a phase-by-phase plan from current debt to debt-free, with milestones, the monthly budget required, and a 10-year wealth projection. For debt-relief and personal-finance agents.","url":"https://debtpulse.theaslangroupllc.com/api/debt/freedom-roadmap","method":"GET","headers":{},"bodySchema":{"type":"object","required":["debts","income"],"properties":{"lang":{"type":"string","description":"Response language (ISO 639-1 code). Claude responds natively in any language."},"debts":{"type":"string","description":"debts"},"income":{"type":"string","description":"Monthly income in USD"},"country":{"type":"string","description":"Jurisdiction for country-specific rules and programs"},"savings":{"type":"string","description":"savings"}}},"responseSchema":{"type":"json","example":{"method":"avalanche","months":33,"milestones":["Month 6: Credit card 1 paid off","Month 18: Medical debt cleared","Month 33: Debt-free"],"total_debt":28400,"payoff_date":"2029-03","total_interest":4820,"monthly_budget_required":980}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.15","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.15/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.15","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_1qu11PDRz_f-N9QqcMjJL","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.15","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Generates a personalized, step-by-step debt payoff roadmap with method recommendation, monthly milestones, and total interest projection based on debts and income.","exampleAgentPrompt":"I have $28,400 in debt — $12,000 on a credit card, $8,000 in medical bills, and $8,400 in personal loans — and I bring in $3,500 a month with about $2,000 in savings. Can you build me a step-by-step debt freedom roadmap showing which debts to pay off first, how many months it'll take, and what my monthly budget needs to be?","exampleUseCases":[{"title":"Credit card and loan payoff plan","prompt":"I've got $15,000 in credit card debt and a $6,000 personal loan, and I earn $4,200 a month with $1,500 saved up. Can you map out a month-by-month plan to pay all of this off, including which debt to tackle first and when I'll be completely free?"},{"title":"Multi-debt elimination for UK resident","prompt":"I'm based in the UK and have £22,000 in total debt — £9,000 on a credit card, £7,000 in a personal loan, and £6,000 owed to a friend — with a monthly income of about £2,800 and £500 in savings. Can you build me a debt elimination roadmap that accounts for UK-specific rules?"},{"title":"Low-income household debt freedom schedule","prompt":"My household income is only $2,100 a month and I have $18,500 in debt split between two credit cards and a payday loan, with basically no savings. What's the most realistic payoff strategy for me, how many months will it take, and how much do I need to set aside each month?"}],"resultDescription":"Returns a JSON object containing the recommended payoff method (e.g. avalanche or snowball), total months to debt-free, projected payoff date, total interest paid, required monthly budget, and a list of milestone events (e.g. 'Month 6: Credit card 1 paid off') marking each debt elimination along the journey.","failureModes":["Missing required 'debts' or 'income' fields returns a 400 validation error","Invalid or unparseable debt/income string values may produce inaccurate or error responses","Payment signature missing or invalid USDC payment on Base mainnet returns 402 Payment Required","Unsupported ISO 639-1 language code may fall back to English or return an error","Country-specific rules may be limited or unavailable for less common jurisdictions"],"whenToPreferThis":"Use this endpoint when a user needs a complete, personalized debt payoff roadmap with a recommended strategy, timeline, milestones, and budget projection. It is best suited for multi-debt scenarios where prioritization and scheduling matter. Prefer this over generic financial calculators when the user wants a narrative, milestone-based plan rather than a single payoff figure. It complements sibling DebtPulse endpoints covering bankruptcy, mortgage relief, or creditor negotiation when a holistic elimination plan is the primary need.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:41:08.868Z","isFirstParty":false}