{"uid":"cap_f5zJNcwoWNv9gMUmHVm9O","slug":"laso-finance-send-payment-venmo-paypal-2be3b87b","name":"Laso Finance Send Payment (Venmo/PayPal)","description":"Send a payment via Venmo or PayPal. Requires KYC verification on the calling wallet; if not yet verified the response returns a kyc_url instead of sending the payout. The on-chain x402 payment credits the user's account balance via the standard deposit webhook, so abandoned/unverified flows can be recovered with POST /withdraw.","url":"https://laso.finance/send-payment","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","properties":{"amount":{"type":"number","description":"USD amount to send to the recipient (min $5, max $1000). A 4.9% fee with a $1.50 minimum is added on top to compute the x402 USDC price."},"platform":{"type":"string","description":"Payment platform: 'venmo' or 'paypal'"},"recipient_id":{"type":"string","description":"Recipient identifier. For Venmo: 10-digit U.S. phone number. For PayPal: email address."},"recipient_email":{"type":"string","description":"Recipient's email address. Required for Venmo. Optional for PayPal, where it defaults to recipient_id (the PayPal email)."},"recipient_last_name":{"type":"string","description":"Recipient's last name (English letters A-Z and a-z only)."},"recipient_first_name":{"type":"string","description":"Recipient's first name (English letters A-Z and a-z only)."}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object","properties":{"auth":{"type":"object","properties":{"id_token":{"type":"string","description":"Firebase ID token for the callable APIs"},"expires_in":{"type":"string"},"refresh_token":{"type":"string"}}},"state":{"type":"string"},"amount":{"type":"number"},"message":{"type":"string"},"success":{"type":"boolean"},"user_id":{"type":"string"},"platform":{"type":"string"},"recipient_id":{"type":"string"}}}}}}},"responseSchema":{"type":"json","example":{"auth":{"id_token":"eyJ...","expires_in":"3600","refresh_token":"AMf..."},"state":"in-process","amount":5,"message":"Payment is being processed.","success":true,"user_id":"0xabc...","platform":"venmo","recipient_id":"5551234567"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"6.5","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$6.5/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"6.5","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"6.5","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_myEbpCCXC7IXBn0sEUmR4","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"6.5","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Sends a USD payment to a recipient via Venmo or PayPal, funded by on-chain USDC, with KYC verification gating.","exampleAgentPrompt":"Send $50 to my friend Jane Smith on Venmo — her phone number is 2125550198 and her email is jane.smith@gmail.com — pay her from my USDC wallet.","exampleUseCases":null,"resultDescription":"On success, returns a payment confirmation indicating the payout was sent to the recipient via Venmo or PayPal. If the calling wallet has not completed KYC, returns a kyc_url for the user to verify their identity before the payment can proceed. The on-chain USDC payment credits the user's account balance, allowing recovery via POST /withdraw if the flow is abandoned.","failureModes":["KYC not completed — returns kyc_url instead of sending payment, user must verify identity first","Amount below $5 minimum or above $1000 maximum — request rejected","Invalid recipient_id format (e.g. non-10-digit phone for Venmo or non-email for PayPal) — validation error","Insufficient USDC balance to cover amount plus 4.9% fee ($1.50 minimum fee) — payment not initiated","Recipient name contains non-English characters — rejected by schema validation","Platform value not 'venmo' or 'paypal' — invalid enum error"],"whenToPreferThis":"Use this endpoint when an agent needs to send a real USD payment to a specific person on Venmo or PayPal, funded from a crypto (USDC) wallet. It is the right choice when the user knows the recipient's platform handle (phone number for Venmo, email for PayPal) and wants crypto-to-fiat disbursement without managing traditional bank rails. Prefer this over gift card or prepaid card endpoints when the goal is direct person-to-person transfer rather than purchasing a spendable card.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-13T12:30:58.319Z","isFirstParty":false}