{"uid":"cap_eXFuaMM6wMc9EjV_S8WvU","slug":"qotien-pension-regime-calculator-003f7e10","name":"Qotien Pension Regime Calculator","description":"Simulateur IFI, PER, IR et retraite (32 régimes). Logiciel CGP : bilan patrimonial, déclaration 2042, LMNP. Chiffres sourcés Légifrance et BOFiP. 14 jours d'essai.","url":"https://app.qotien.fr/api/fiscal/v1/calc/pension_regime","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"points":{"type":"number","minimum":0,"description":"Nombre de points acquis dans ce régime (relevé de carrière / relevé de caisse)."},"age_legal":{"type":"number","default":64,"minimum":60,"description":"Âge légal du régime (ancre du temps choisi). Défaut 64."},"age_depart":{"type":"number","minimum":50,"description":"Âge de liquidation (ans). Défaut = taux plein (pas de décote ni de majoration). Un départ anticipé/reporté applique le coefficient du régime."},"code_regime":{"enum":["agirc_arrco","ircantec","rci","rafp","cipav_base","carmf_base","carpimko_base","carcdsf_base","cavec_base","cavom_base","cavamac_base","carpv_base","cprn_base","cavp_base","cipav_comp","carmf_rcv","carmf_asv","carpimko_comp","carpimko_asv","carcdsf_comp","cnbf_comp","cavec_comp","cavom_comp","cavamac_comp","carpv_comp","cprn_b","cprn_c","ircec_raap"],"type":"string","description":"Code du régime (voir la capacité retraite_regimes pour la liste). Ex. agirc_arrco, carmf_rcv, cipav_base."},"trimestres_acquis":{"type":"number","minimum":0,"description":"Bases CNAVPL uniquement : trimestres tous régimes acquis (pour le prorata/décote). Défaut 0."},"trimestres_requis":{"type":"number","default":172,"minimum":1,"description":"Bases CNAVPL uniquement : trimestres requis pour le taux plein. Défaut 172."},"trimestres_manquants":{"type":"number","minimum":0,"description":"Trimestres manquants pour le taux plein — décote sur les régimes qui l'appliquent (complémentaires salariés). Défaut 0."}}},"responseSchema":{"type":"json","schema":{"type":"object","required":["ok","domaine","capability","result","confiance","sources","millesime_fiscal"],"properties":{"ok":{"type":"boolean","description":"true = succès ; false = erreur (champ \"error\" présent à la place de result)."},"result":{"type":"object","properties":{"unit":{"type":"string","description":"Unité de value (EUR, PERCENT, RATE…)."},"label":{"type":"string","description":"Libellé lisible du résultat."},"value":{"type":"number","description":"Valeur principale (quand le résultat est scalaire)."},"confiance":{"enum":["fiable","estime","partiel","non_calculable","sourcee","variable"],"type":"string","description":"Confiance propre au résultat retraite (prime sur la confiance de capacité)."}},"description":"Résultat. Contient typiquement { value:number, unit:string, label:string } ; les outils retraite ajoutent confiance, fourchette, et le détail par régime."},"domaine":{"enum":["fiscal","retraite","referentiel","qotien"],"type":"string","description":"Domaine de la capacité."},"sources":{"type":"array","items":{"type":"string"},"description":"Sources primaires/légales du calcul."},"confiance":{"enum":["fiable","estime","partiel","non_calculable","sourcee","variable"],"type":"string","description":"Niveau de confiance de CE résultat (fiscal = fiable ; retraite = variable)."},"capability":{"type":"string","description":"Nom de la capacité appelée."},"referentiel":{"type":"string","description":"Version du référentiel sourcé utilisé."},"annee_revenus":{"type":"number","description":"Année des revenus concernés."},"avertissement":{"type":"string","description":"Avertissement d'usage (résultat brut, pas un conseil personnalisé)."},"millesime_fiscal":{"type":"string","description":"Millésime fiscal (année des barèmes appliqués)."}}},"example":{"ok":true,"result":{"unit":"EUR","label":"Pension d'un régime en points (Agirc-Arrco, complémentaires, bases CNAVPL)","value":0},"domaine":"retraite","sources":["references_officielles.json v0.8.6 (valeurs de service 2026)","retraite_registre.js (routage 47 régimes, source unique)","retraite_engine.js (formules golden-testées, exemples officiels)"],"confiance":"fiable","capability":"pension_regime","referentiel":"references_officielles.json v0.8.6","annee_revenus":2025,"millesime_fiscal":"2026"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.25","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.25/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.25","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_v9G7I4MfW6TfnWFVxBVWw","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.25","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Calculates the pension amount for a specific French retirement regime given acquired points, departure age, and regime code","exampleAgentPrompt":"Using Qotien, calculate my Agirc-Arrco pension: I've accumulated 8500 points, I plan to retire at 64, and I have 3 missing quarters for full rate.","exampleUseCases":[{"title":"Salaried worker Agirc-Arrco pension estimate","prompt":"I have 12000 Agirc-Arrco points and I want to retire at age 64 with 2 missing quarters — what will my complementary pension be?"},{"title":"Liberal profession CIPAV early retirement simulation","prompt":"Can you calculate my CIPAV base pension? I have 450 points from my career statement and I'd like to retire early at age 62 instead of waiting for the full rate at 64."},{"title":"Civil servant RAFP pension projection","prompt":"Help me estimate my RAFP pension — I've accumulated 1200 points in that regime and plan to retire at the standard legal age of 64 with no missing quarters."}],"resultDescription":"Returns a JSON object with the calculated pension value in EUR, a human-readable label, a confidence level (fiable/estime/partiel/variable), the legal/official sources used, the fiscal year of the calculation, and a disclaimer warning that this is a gross estimate and not personalized advice.","failureModes":["Invalid or unsupported regime code returns an error with ok:false","Points value below minimum (0) causes validation failure","Age de départ below 50 years is rejected","Missing required field 'code_regime' returns a schema error","Trimestres fields outside valid range cause rejection","Network timeout on heavy computation scenarios"],"whenToPreferThis":"Use this endpoint when you need to compute the pension amount for a specific named French retirement regime (e.g. Agirc-Arrco, CIPAV, CARMF, IRCANTEC, RAFP) given known points from a career statement. It supports 28+ regime codes, applies departure age coefficients and décote/majoration rules, and cites official sources (Légifrance, BOFiP). Prefer this over generic retirement calculators when working with French liberal professions, civil servants, or salaried complementary regimes requiring regime-specific point valuation logic.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T18:54:01.918Z","isFirstParty":false}