{"uid":"cap_dkJIyXOwOje0s5mlihUbJ","slug":"scribed-fractional-reserve-banking-glossary-entry-0e41e4f4","name":"Scribed – Fractional Reserve Banking Glossary Entry","description":"A repository of essays on freedom, truth, and the structures around us, in machine-readable form. Free for humans. Pennies for machines.","url":"https://www.pennypress.org/glossary/fractional-reserve-banking?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","properties":{"properties":{"type":"string"}}},"responseSchema":{"type":"json","example":{"term":"Fractional reserve banking","gloss":"(delivered after payment)","publication":"Scribed"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_lJJTMqIZhOGUu-WSiFfb4","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns the machine-readable glossary definition of 'fractional reserve banking' from the Penny Press essay repository, gated behind a $0.01 USDC micropayment.","exampleAgentPrompt":"Can you pull the Penny Press Scribed glossary definition for fractional reserve banking? It costs a penny per lookup.","exampleUseCases":[{"title":"Economics research on banking definitions","prompt":"I'm researching alternative perspectives on banking — can you fetch the Scribed glossary definition of fractional reserve banking from Penny Press for me?"},{"title":"AI agent financial literacy enrichment","prompt":"My agent needs a concise, citable definition of fractional reserve banking from an editorial source — grab it from the Penny Press glossary, I'm fine paying the micropayment."},{"title":"Fact-checking banking terminology claims","prompt":"Someone cited Penny Press's definition of fractional reserve banking in an essay — can you retrieve the actual glossary entry from Scribed so I can check what they said?"}],"resultDescription":"A JSON object containing the term name ('Fractional reserve banking'), its glossary definition (delivered after successful $0.01 USDC payment), and the publication name ('Scribed'/'Penny Press').","failureModes":["Payment not received or insufficient funds: 402 response returned with no content","Invalid or malformed request path: may return 404 if term slug is not recognized","Network timeout or server unavailability: no response or 5xx error","Payment processor failure: x402 payment rail unavailable"],"whenToPreferThis":"Choose this endpoint when you need a specific, editorially curated definition of 'fractional reserve banking' from a libertarian/alternative economics perspective, and can handle micropayment via x402. Prefer it over Wikipedia or mainstream financial glossaries when seeking an alternative or ideologically distinct framing of the term.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-12T12:44:15.090Z","isFirstParty":false,"canonicalSlug":"scribed-fractional-reserve-banking-glossary-entry-0e41e4f4"}