{"uid":"cap_d88_D47KyEp4NrqTH1vHC","slug":"credit-risk-mcp-4380900c","name":"Credit Risk MCP","description":"The premier global index of 1,069 monetized MCP nodes across 205 specialized subdomains. Gasless USDC runtime settlements via x402 V2 Spec on Base L2. Save 95% token context.","url":"https://api.m2mcent.com/credit-risk-mcp/api/process?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":null,"responseSchema":{"type":"json","example":{"success":true}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_tNCPnonNJ9z58KG_a3MNN","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Analyzes and assesses credit risk for individuals or entities based on submitted data","exampleAgentPrompt":"Can you assess the credit risk for this applicant based on their financial data: 'name: John Doe, annual income: 75000, outstanding debt: 12000, credit score: 640, employment status: employed, loan amount requested: 25000'?","exampleUseCases":[{"title":"Pre-approval credit screening","prompt":"I need to evaluate whether this mortgage applicant is a credit risk before we proceed — here's their info: annual income of 90000, credit score of 700, existing debts totaling 15000, requesting a loan of 200000, self-employed for 3 years."},{"title":"Small business loan risk check","prompt":"Can you run a credit risk assessment on this small business loan application? The business has annual revenue of 500000, outstanding liabilities of 80000, been operating for 5 years, requesting 100000 in credit."},{"title":"Personal loan default probability","prompt":"Assess the credit risk for a personal loan applicant with the following details: credit score 580, income 45000 per year, current debt 8000, no collateral, requesting 10000 loan — are they high risk?"}],"resultDescription":"Returns a credit risk assessment result based on the submitted data string, likely including a risk score, risk category (e.g. low/medium/high), and supporting evaluation details for the applicant or entity analyzed.","failureModes":["Missing or malformed 'data' field returns a validation error","Insufficient financial information in the data string may produce low-confidence or incomplete results","Service unavailability returns HTTP 402 or 5xx error","Payment failure (x402 protocol) prevents processing","Ambiguous or unstructured data may yield inaccurate risk assessments"],"whenToPreferThis":"Choose this endpoint when you need a quick, automated credit risk evaluation as part of a lending, underwriting, or financial screening workflow. It is especially useful for AI agents orchestrating loan approval pipelines, credit decisioning, or financial due diligence where a structured risk score is needed programmatically at $0.05 per call.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-12T12:51:43.617Z","isFirstParty":false,"canonicalSlug":"credit-risk-mcp-4380900c"}