{"uid":"cap_b1611XCT4SxIEbirty0oL","slug":"sirenic-company-default-risk-score-dfd50c70","name":"Sirenic Company Default-Risk Score","description":"Credit risk scoring for a French company: a default-risk score (0-100) at ~12 months from a transparent scorecard — filed financial ratios (structure, profitability, liquidity, net cash, debt service, trend), company age, and a hard BODACC override (open insolvency/liquidation, or closure for insufficiency of assets). Returns the score, a qualitative band, every component with its threshold, and a confidence level. Decision-support indicator — NOT a solvency opinion or credit rating.","url":"https://api.sirenic.eu/v1/score/defaillance/:siren","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"pathParams":{"type":"object","required":["siren"],"properties":{"siren":{"type":"string","description":"9-digit SIREN (9 digits, Luhn-checked), e.g. 552032534"}}},"queryParams":{"type":"object","properties":{}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_kRtKuI3uiFsLCX06bCkhX","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a transparent, scorecard-based default-risk score (0–100) for a French company over a ~12-month horizon, including scoring components, qualitative band, and BODACC insolvency override.","exampleAgentPrompt":"What's the default-risk score for French company with SIREN 552032534 — give me the score, the risk band, and a breakdown of the scoring components?","exampleUseCases":[{"title":"Supplier onboarding risk check","prompt":"Before we sign this new contract, can you pull the default-risk score for our French supplier with SIREN 328702832 and tell me what band they fall into and whether there are any active insolvency proceedings?"},{"title":"Portfolio credit monitoring","prompt":"Run a default-risk score for SIREN 775670284 — I want to see the full scorecard breakdown including profitability, liquidity, and debt service ratios so I can update our counterparty risk file."},{"title":"Due diligence before investment","prompt":"We're considering an investment in a French company with SIREN 421546048 — can you get me their 12-month default-risk score with the confidence level and flag if BODACC shows any insolvency or liquidation proceedings?"}],"resultDescription":"Returns a default-risk score from 0 to 100, a qualitative risk band (e.g. low/moderate/high/critical), individual scoring component values with their thresholds (covering financial structure, profitability, liquidity, debt service, trend, and company age), a BODACC hard override flag if active insolvency or liquidation proceedings are detected, and a confidence level for the assessment.","failureModes":["Invalid or malformed SIREN (not 9 digits) — returns 400 error","SIREN not found in French company registry — returns 404 or low-confidence result","Insufficient financial data filed to compute full scorecard — returns reduced confidence score","BODACC data temporarily unavailable — override may be absent or stale","Payment not completed (x402) — returns 402 Payment Required"],"whenToPreferThis":"Choose this endpoint when you need a fast, transparent, rule-based default-risk score for a specific French company identified by SIREN, especially when you want explainable component-level scoring rather than a black-box rating. Ideal for supplier due diligence, counterparty risk assessment, and credit monitoring workflows. Prefer this over the full intelligence report endpoint when you only need the risk score and its breakdown, not the complete company profile.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T12:50:01.548Z","isFirstParty":false}