{"uid":"cap_a_705PiNvJ-7cZHSq7cqm","slug":"wealthpulse-financial-health-snapshot-0a012db1","name":"WealthPulse Financial Health Snapshot","description":"How healthy are my finances right now, and what should I fix first? Financial-health snapshot with a plain-English assessment, estimated net worth, savings rate, debt-to-income, and emergency-fund months, plus the highest-leverage next actions ranked by effort vs. impact. 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Not financial, tax, or legal advice. 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I want to know my debt-to-income ratio, how many months of emergency fund I have, my savings rate, an estimated net worth, and what I should fix first ranked by how easy vs. impactful each action is.","exampleUseCases":null,"resultDescription":"A plain-English financial health assessment including estimated net worth, savings rate percentage, debt-to-income ratio, emergency fund coverage in months, and a prioritized list of next actions ranked by effort vs. impact — telling the user exactly what to fix first.","failureModes":["Missing required income or expense inputs — returns 400 with explanation of required fields","Incomplete debt or asset data produces low-confidence estimates flagged in the response","Invalid numeric values (negative income, etc.) trigger validation errors","Service unavailable returns 503; payment not processed on failure"],"whenToPreferThis":"Use this endpoint when a user wants a holistic, all-in-one financial health assessment rather than a single metric. Prefer this over standalone debt, emergency fund, or savings calculators when the user asks 'how am I doing overall' or 'what should I fix first' — it synthesizes multiple dimensions and returns ranked actions.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T06:35:25.062Z","isFirstParty":false}