{"uid":"cap_a9njD0fxEfKmhnLDs_VMy","slug":"polyform-business-onboard-decision-api-d2daf635","name":"Polyform Business Onboard Decision API","description":"Pay-per-call data endpoints for AI agents. USDC on Base via x402. No account, no API key — one micropayment per call.","url":"https://api.polyform.org/v1/business/onboard-decision?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","properties":{}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","example":{"decision":"REVIEW","riskScore":42}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.5","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.5/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.5","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.5","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_U3AaZV0Y_OU3VrVc_KOQ4","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.5","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns a risk-scored onboarding decision (APPROVE/REVIEW/REJECT) for a business, paid per-call via USDC micropayment on Base.","exampleAgentPrompt":"Can you run an onboarding decision check on this new business applicant and tell me whether they should be approved, sent for review, or rejected, along with their risk score?","exampleUseCases":[{"title":"Merchant onboarding risk screening","prompt":"We have a new merchant trying to sign up — can you get an automated onboarding decision for them and tell me their risk score so I know whether to approve them outright or flag them for manual review?"},{"title":"Automated KYB pipeline integration","prompt":"As part of our know-your-business flow, can you call the onboarding decision endpoint for this applicant and return whether the result is APPROVE, REVIEW, or REJECT along with the numeric risk score?"},{"title":"High-risk business flagging","prompt":"Before we let this business create an account, can you check if they pass the onboarding risk assessment — I need to know if they come back as LOW risk or if they need human review?"}],"resultDescription":"Returns a JSON object with a 'decision' field (e.g. APPROVE, REVIEW, REJECT) and a 'riskScore' integer (0–100) indicating the assessed risk level of the business seeking onboarding.","failureModes":["Missing or malformed query parameters returns a 400 error","Payment not received or insufficient USDC balance returns a 402 Payment Required","Service unavailable returns a 503","Ambiguous or incomplete business input may return a REVIEW decision rather than a clear outcome"],"whenToPreferThis":"Choose this endpoint when you need a fast, no-account-required, pay-per-call risk decision for business onboarding — especially in agentic pipelines where you want to avoid API key management and pay only for what you use via USDC micropayments on Base via x402.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-11T00:43:47.396Z","isFirstParty":false,"canonicalSlug":"polyform-business-onboard-decision-api-d2daf635"}