{"uid":"cap__oVlDyg2Eb4YxBVefhLgX","slug":"florida-insurance-enforcement-actions-lookup-a6655f6c","name":"Florida Insurance Enforcement Actions Lookup","description":"Florida insurance market-conduct enforcement: fines and license suspensions/revocations/denials against insurers, from the FL OIR annual Insurer Compliance Report. Filter by company name, action type, or year. $0.10 per query. Free sample: /v1/solvency/sample. Docs: https://api.querylines.com/openapi.json","url":"https://api.querylines.com/v1/enforcement","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","properties":{"year":{"type":"integer","description":"Calendar year"},"limit":{"type":"integer","default":100},"state":{"type":"string","description":"2-letter jurisdiction filter (e.g. FL); omit for cross-state"},"insurer":{"type":"string","description":"Company name substring"},"action_type":{"enum":["fine","suspension","revocation","denial","examination","investigation"],"type":"string"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","example":{"year":2025,"count":2,"state":null,"source":"FL OIR Insurer Compliance Report","actions":[{"state":"FL","period":"2025","reason":"Violations resulting from a market conduct exam related to Hurricane Ian claims-handling operations","naic_code":null,"action_type":"fine","case_number":"401794-25-CO","fine_amount":400000,"company_name":"American Coastal Insurance Company","license_type":null,"line_of_insurance":"Property & Casualty"},{"state":"FL","period":"2025","reason":"Violations resulting from a market conduct exam related to Hurricanes Ian and Idalia claims-handling operations","naic_code":null,"action_type":"fine","case_number":"401311-25-CO","fine_amount":400000,"company_name":"American Mobile Insurance Exchange","license_type":null,"line_of_insurance":"Property & Casualty"}],"insurer":null,"data_as_of":"2025","action_type":"fine","report_date":"2026-01-31","coverage_note":"Receiverships are insurer estates from state receivers (FL DFS Rehab & Liquidation, the California Conservation & Liquidation Office, the New York Liquidation Bureau); enforcement actions are fines and license suspensions/revocations/denials from state regulators (FL OIR, Texas TDI, New York DFS, California CDI, Washington OIC). Matched by normalized name (no NAIC number is published); absence means no receivership or enforcement action on record in the covered states, not a judgment about the carrier."}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_1qs8YUsVV3Ij2gQiI8_GD","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Retrieves Florida OIR market-conduct enforcement records — fines, suspensions, revocations, and denials — against insurers, filterable by company name, action type, and year.","exampleAgentPrompt":"Pull up any Florida OIR enforcement actions against 'Heritage Insurance' — I want to see fines, suspensions, or revocations from 2021 onward.","exampleUseCases":[{"title":"Due diligence on insurer partner","prompt":"Before we finalize this reinsurance deal, can you pull up all Florida OIR enforcement actions against 'Universal Property & Casualty' — fines, suspensions, revocations, anything on record?"},{"title":"Annual compliance snapshot for Florida","prompt":"I need a rundown of every market-conduct enforcement action Florida OIR took against insurers in 2022 — fines, license revocations, the works."},{"title":"Flag carriers with revoked licenses","prompt":"Can you check whether 'Avatar Property & Casualty Insurance' has ever had its license revoked or suspended by the Florida OIR? We're vetting them for our approved carrier list."}],"resultDescription":"A list of enforcement action records from the Florida OIR Insurer Compliance Report, each including insurer name, action type (fine, suspension, revocation, denial, examination, or investigation), year, and relevant details such as fine amounts or license action specifics.","failureModes":["No records found for the specified insurer name substring — returns empty results list","Invalid action_type enum value — returns 400 validation error","Year out of available data range — returns empty results or 404","Rate limiting or payment failure (x402) — returns 402 Payment Required","Insurer name misspelled or partial match yields unintended results"],"whenToPreferThis":"Use this endpoint when you need regulatory enforcement history for insurers specifically in Florida, sourced from the official OIR Insurer Compliance Report. Prefer this over generic web search when you need structured, filterable records of fines, suspensions, revocations, or license denials. Best for due-diligence workflows, compliance checks, or competitive intelligence on Florida-licensed carriers.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T00:35:46.088Z","isFirstParty":false}