{"uid":"cap__E0-2tj4yYl16stBEdIUG","slug":"meridian-defi-risk-passport-aave-v3-risk-card-ad610824","name":"Meridian DeFi Risk Passport — Aave v3 Risk Card","description":"Meridian — DeFi risk cards for agents. Aave v3, Lido, vaults, deep passport, OFAC SDN screen, parameter-drift, and transaction simulation via x402 on Base.","url":"https://workers.miodiollc.com/v1/risk/0x0000000000000000000000000000000000000001?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"pathParams":{"type":"object","required":["address"],"properties":{"address":{"type":"string","description":"EVM address (checksummed or 0x-prefixed hex) to snapshot on Aave v3"}}},"queryParams":{"type":"object","properties":{"chain":{"enum":["base","ethereum"],"type":"string","description":"Aave v3 read chain (public RPC). Defaults to base. Independent of the USDC payment network."}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object","required":["product","version","status","address","chain","as_of","disclaimer","aave_v3","hooks"],"properties":{"as_of":{"type":"string"},"chain":{"enum":["base","ethereum"],"type":"string"},"hooks":{"type":"object"},"errors":{"type":"array","items":{"type":"string"}},"status":{"enum":["ok","partial"],"type":"string"},"aave_v3":{"type":["object","null"]},"address":{"type":"string"},"product":{"type":"string","const":"mio_dio_defi_risk_passport"},"version":{"type":"string"},"disclaimer":{"type":"string"}}}}}}},"responseSchema":{"type":"json","example":{"as_of":"2026-09-14T00:00:00.000Z","chain":"base","hooks":{"next":["Optional: stablecoin exposure breakdown via UiPoolDataProvider"],"notes":["MVP uses Aave v3 Pool.getUserAccountData only (collateral, debt, HF).","No social scrapes, no off-chain enrichment resale."]},"status":"ok","aave_v3":{"raw":{"ltv":"7500","healthFactor":"3210000000000000000","totalDebtBase":"100000000","totalCollateralBase":"1234000000","availableBorrowsBase":"567000000","currentLiquidationThreshold":"8250"},"pool":"0xA238Dd80C259a72e81d7e4664a9801593F98d1c5","ltv_pct":"75.00","protocol":"aave_v3","health_factor":"3.21","total_debt_usd":"1.00","total_collateral_usd":"12.34","available_borrows_usd":"5.67","liquidation_threshold_pct":"82.50"},"address":"0x0000000000000000000000000000000000000001","product":"mio_dio_defi_risk_passport","version":"0.7.0","disclaimer":"MioDio DeFi Risk Passport (MVP). Best-effort public on-chain reads only. Not financial, legal, or investment advice. No KYC/social enrichment. Balances are never invented — missing fields mean the read failed or was not attempted. Always verify on-chain."}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.005","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.005/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_kbigCIvhQCDa5SlfZGzhV","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.005","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Fetches an Aave v3 risk snapshot for an EVM address, returning health factor, collateral, debt, LTV, and liquidation threshold on Base or Ethereum.","exampleAgentPrompt":"What's the Aave v3 risk snapshot for wallet 0xAbCd1234...5678 on Base — I want to see the health factor, collateral, debt, and how close it is to liquidation.","exampleUseCases":[{"title":"Liquidation risk check before lending","prompt":"Before I lend to this counterparty, pull the Aave v3 risk card for 0xDEAD...BEEF on Base — I need to see their health factor, total collateral, and how much debt they're carrying."},{"title":"DeFi portfolio risk monitoring","prompt":"Check the Aave v3 health factor and liquidation threshold for my wallet 0x1234...ABCD on Ethereum so I know if I'm in danger of getting liquidated."},{"title":"Automated agent risk gate","prompt":"Before executing this strategy, get the Aave v3 risk passport for 0xFEED...CAFE on Base and block if the health factor is below 1.5."}],"resultDescription":"A JSON object containing the Aave v3 position snapshot for the queried address, including: health factor (numeric, e.g. 3.21), total collateral in USD, total debt in USD, available borrows in USD, LTV percentage, liquidation threshold percentage, the raw on-chain values, the Aave pool address used, and metadata (chain, timestamp, status, disclaimer). Returns null for aave_v3 if the read fails.","failureModes":["Address has no Aave v3 position — aave_v3 field returns null","Invalid or malformed EVM address — request fails or returns error array","RPC read failure on the selected chain — status returns 'partial' with errors listed","Unsupported chain value — schema validation rejects the request","Payment not completed via x402 — 402 response returned before data is served"],"whenToPreferThis":"Choose this endpoint when you need a fast, cheap ($0.005 USDC) on-chain Aave v3 risk snapshot for a single EVM address on Base or Ethereum. It is the lightweight option compared to the deep passport or bundle endpoints — ideal for health factor checks, liquidation monitoring, and risk gates in automated agent workflows. Prefer the bundle or deep passport endpoints when you also need Lido, vault data, or OFAC SDN screening in a single call.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-31T18:32:11.292Z","isFirstParty":false,"canonicalSlug":"meridian-defi-risk-passport-aave-v3-risk-card-ad610824"}