{"uid":"cap_ZDdAwkMaKvm98J9tgfb99","slug":"remittancepulse-rights-letter-generator-481b752f","name":"RemittancePulse Rights Letter Generator","description":"Citation-locked remittance document (Reg E Subpart B) — error notice with elected remedy and the provider's 90-day/3-day/1-day deadlines, the five-prong §1005.33(h) rebuttal to \"you typed the wrong number\" denials, or the 30-minute cancellation refund demand; California senders get the Fin. Code §2102 10-day-refund section. Fee-and-tax add-back computed for late/never-arrived transfers. Honest-no when the 180-day window is dead.","url":"https://remittancepulse.vercel.app/api/remit/rights-letter","method":"GET","headers":{},"bodySchema":{"type":"object","required":["issue"],"properties":{"lang":{"type":"string","description":"Letter language (default English)"},"issue":{"type":"string","description":"never_arrived | arrived_late | arrived_short | wrong_person_paid | sender_typo_number | want_to_cancel | want_documentation"},"provider":{"type":"string","description":"Provider name for the letter"},"principal":{"type":"string","description":"Transfer amount USD"},"sender_name":{"type":"string","description":"Your name (placeholder if omitted)"},"remedy_choice":{"type":"string","description":"refund | resend (default refund)"},"date_available":{"type":"string","description":"Disclosed Date Available (YYYY-MM-DD)"}}},"responseSchema":{"type":"json","example":{}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"2","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$2/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"2","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"2","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_zkJdmM_uJwes3lSBfyWXR","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"2","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Generates a citation-locked Reg E Subpart B error notice letter for remittance transfer disputes, including elected remedy, statutory deadlines, §1005.33(h) rebuttal arguments, cancellation refund demands, and California-specific Fin. Code §2102 protections","exampleAgentPrompt":"I sent $500 to Mexico via Western Union on June 3rd and the money never arrived — can you draft me a Reg E Subpart B error notice letter with the full §1005.33(h) rebuttal (they're claiming wrong account number) and include the fee add-back, and flag the California 10-day refund section since I'm sending from California?","exampleUseCases":[{"title":"Never-arrived transfer dispute letter","prompt":"My remittance of $800 through Remitly to the Philippines on May 15th never arrived and it's been 10 days. Draft me a Reg E error notice letter demanding the full refund including fees and taxes, with all the CFPB statutory deadlines spelled out."},{"title":"Wrong-number denial rebuttal","prompt":"WorldRemit is refusing my claim saying I typed the wrong recipient account number, but I didn't — the mistake was on their end. I'm in Texas and sent $350 on April 20th. Generate me a letter with the complete §1005.33(h) five-prong rebuttal to fight that denial."},{"title":"30-minute cancellation refund demand","prompt":"I just sent $200 through MoneyGram about 20 minutes ago and I need to cancel it immediately — can you write me the 30-minute cancellation refund demand letter with the correct Reg E Subpart B citations so I can send it right now?"}],"resultDescription":"A structured, citation-locked legal demand letter covering: the specific Reg E Subpart B error notice with the sender's elected remedy; applicable provider deadlines (90-day investigation, 3-day provisional credit, 1-day correction); the five-prong §1005.33(h) rebuttal if the provider is claiming wrong-recipient-number; a 30-minute cancellation refund demand section if applicable; fee-and-tax add-back computation for late or never-arrived transfers; a California Fin. Code §2102 10-day-refund section for California senders; and an honest denial if the 180-day dispute window has expired.","failureModes":["180-day dispute window has expired — endpoint returns an honest denial rather than a letter","Missing required parameters (state, transfer date, error type) cause incomplete letter generation","Provider-specific deadline details not available for obscure providers","California section omitted if sender state is not detected or provided as California","Fee/tax add-back cannot be computed if original fee data is not supplied"],"whenToPreferThis":"Choose this endpoint when a consumer or their agent needs a formally cited, legally grounded Reg E Subpart B error notice letter — especially when facing a 'wrong number' denial requiring the §1005.33(h) rebuttal, a cancellation within the 30-minute window, or a California sender needing Fin. Code §2102 protections. Prefer this over generic legal letter generators because it is purpose-built for remittance transfer disputes with statutory citations, deadline arithmetic, and fee add-back computation already embedded.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-13T12:38:14.202Z","isFirstParty":false}