{"uid":"cap_YvooZG6YgYObVBpBaY7wc","slug":"signaldesk-ai-net-present-value-npv-calculator-0e4d451b","name":"SignalDesk AI – Net Present Value (NPV) Calculator","description":"Evidence-backed autonomous AI jobs and paid data tools. Queue/D1/cron run outside the chat; free quotas and bounded execution apply.","url":"https://x402-agent.kariguetoazul.workers.dev/api/finance/npv?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"cash_flows":{"type":"array","items":{"type":"number","maximum":1000000000000000,"minimum":-1000000000000000},"maxItems":500,"minItems":1,"description":"Signed period cash flows."},"rate_percent":{"type":"number","maximum":1000,"minimum":-99,"description":"Discount per period."}}},"responseSchema":{"type":"json","example":{"npv":4.132231404958667,"notice":"Calculation from supplied inputs only; no tax, investment or lending advice."}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.001","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.001/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.001","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.001","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_anbHPAoc7OIcq8JuB4RNJ","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.001","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Computes the net present value of a series of cash flows given a periodic discount rate","exampleAgentPrompt":"Calculate the NPV of a project with cash flows of [-50000, 15000, 20000, 25000, 18000] using a 10% periodic discount rate.","exampleUseCases":[{"title":"Project investment go/no-go decision","prompt":"I'm evaluating whether to invest in a new machine. The upfront cost is $200,000 and I expect cash inflows of $60,000, $70,000, $80,000, and $50,000 over the next four years. My cost of capital is 8% per year — can you calculate the NPV for me?"},{"title":"Real estate rental property valuation","prompt":"I'm looking at buying a rental property. After the $300,000 purchase, I expect net rental income of $25,000 per year for 10 years, then a $350,000 sale. What's the NPV at a 6% discount rate?"},{"title":"Startup funding round analysis","prompt":"Can you run an NPV on this startup's projected cash flows: they need $500,000 upfront and expect losses of $100,000 in year 1, then profits of $150,000, $250,000, $400,000, and $600,000 in years 2–5, discounted at 15%?"}],"resultDescription":"Returns a JSON object with the computed NPV as a floating-point number (positive = value-accretive at the given rate, negative = value-destructive) and a disclaimer notice clarifying the result is a pure mathematical calculation with no tax, investment, or lending advice implied.","failureModes":["Missing required fields (cash_flows or rate_percent) returns a validation error","cash_flows array with more than 500 items is rejected","rate_percent below -99 or above 1000 is out of bounds and rejected","Individual cash flow values exceeding ±1,000,000,000,000,000 are rejected","Malformed JSON body returns a parse error","Payment not provided or insufficient USDC balance results in 402 Payment Required"],"whenToPreferThis":"Choose this endpoint when you need a quick, serverless, per-call NPV calculation without setting up local financial libraries. At $0.001 USDC per call it is cost-effective for one-off or agent-driven evaluations of up to 500 cash flow periods. Prefer this over general-purpose LLM arithmetic for verifiability, or over full financial platforms when you only need NPV without IRR, sensitivity tables, or scenario modeling.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-13T00:41:52.313Z","isFirstParty":false,"canonicalSlug":"signaldesk-ai-net-present-value-npv-calculator-0e4d451b"}