{"uid":"cap_Yo5kXUa8fu5tR1XOdlije","slug":"sepa-creditor-id-validator-97361e32","name":"SEPA Creditor ID Validator","description":"Validate a SEPA Creditor Identifier offline: country, check digits (mod-97), business code and national id. Catches mistyped creditor ids before a mandate setup. Structure only — not a scheme-manager registration proof.","url":"https://402.com.tr/api/x402/sepa-creditor","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"pathParams":{"type":"object"},"queryParams":{"type":"object","required":["creditorId"],"properties":{"creditorId":{"type":"string","description":"Creditor Identifier"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.002","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.002/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_u_PPThOBa_ZTSaRO1kogJ","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.002","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Validates a SEPA Creditor Identifier offline by checking country code, mod-97 check digits, business code, and national ID format — without contacting a scheme manager registry.","exampleAgentPrompt":"Can you validate the SEPA Creditor Identifier DE98ZZZ09999999999 and tell me if the check digits and structure are correct before I use it in a mandate setup?","exampleUseCases":[{"title":"Pre-mandate creditor ID sanity check","prompt":"Before I configure this SEPA direct debit mandate, can you validate the creditor ID AT61ZZZ00000000003 — specifically check the country code, mod-97 check digits, and business code?"},{"title":"Catch typo in creditor ID entry","prompt":"A user just typed in FR72ZZZ123456789 as their SEPA creditor ID — can you verify whether that's structurally valid or if there's a typo before we save it?"},{"title":"Bulk onboarding creditor ID screening","prompt":"We're onboarding a new biller and they gave us the SEPA Creditor Identifier ES84ZZZ52840790N — can you check if the format, check digits and national ID portion are all valid?"}],"resultDescription":"Returns a structured validation result indicating whether the SEPA Creditor Identifier passes all offline checks: country code recognition, mod-97 check digit correctness, business code format, and national identifier structure. Does not confirm registration with a scheme manager.","failureModes":["Missing or empty creditorId parameter returns an error","Malformed creditorId string (too short, invalid characters) returns a format error","Invalid country code returns a country validation failure","Incorrect check digits return a mod-97 failure","Service unavailable or payment failure returns a 402 or 5xx error"],"whenToPreferThis":"Use this endpoint when you need a fast, cheap, offline structural check of a SEPA Creditor Identifier before attempting mandate setup — especially to catch typos or formatting errors. It is not a substitute for confirming actual registration with a SEPA scheme manager, but it eliminates obviously invalid IDs instantly without requiring a registry lookup.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T18:52:50.654Z","isFirstParty":false}