{"uid":"cap_XOLg8BS5oshiD_hllps_-","slug":"filinglane-going-concern-check-cf46a319","name":"FilingLane Going Concern Check","description":"**RESHAPE wedge:** SEC **MD&A (`mda`)** + common **8-K items** → quality-gated markdown with `sourceUrl`, cache HIT/MISS ($0.05/$0.01), and x402 receipts. `risk_factors`/`business` available as secondary (Massive already sells those ~$0.01). Not a full-filing dump. Base USDC (`eip155:8453`) Exact; grade C → 422 no charge. Not financial advice. FilingLane is not affiliated with the U.S. Securities and Exchange Commission (SEC). Data sourced from publicly available EDGAR filings.","url":"https://filinglane.dev/v1/going-concern","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","required":["ticker"],"properties":{"ticker":{"type":"string","description":"Stock ticker, e.g. SPCE"},"accession":{"type":"string","description":"Optional SEC accession number"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":{"type":"json","example":{"cite":{"form":"10-K","sec_url":"https://www.sec.gov/…","accession":"0001706946-26-000019"},"source":"both","ticker":"SPCE","excerpt_md":"…","going_concern":true,"substantial_doubt":true}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.05","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.05/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.05","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_uT824zSCEtOsZQvjG9Pdq","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.05","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Extracts and quality-gates going concern language from SEC 10-K/10-Q MD&A filings for a given stock ticker, returning structured markdown with source citation","exampleAgentPrompt":"Check whether SPCE has any going concern or substantial doubt language in its latest SEC 10-K filing and give me the relevant excerpt.","exampleUseCases":[{"title":"Due diligence before buying a penny stock","prompt":"I'm thinking about buying shares of MMAT — can you check if their most recent 10-K has any going concern warnings or substantial doubt language from the SEC filing?"},{"title":"Portfolio risk scan for distressed holdings","prompt":"Pull the going concern status for BIOR from its latest SEC filing — I want to know if auditors flagged any doubt about it continuing as a going concern, and grab the relevant excerpt."},{"title":"Short-seller research on a target company","prompt":"Does NKLA have going concern language in its latest annual report filed with the SEC? I need the exact excerpt and whether substantial doubt was raised."}],"resultDescription":"Returns a JSON object containing: a boolean 'going_concern' flag, a boolean 'substantial_doubt' flag, an 'excerpt_md' with the relevant markdown text from the filing, a 'cite' object with the SEC form type, accession number, and direct SEC URL, the ticker symbol, and a 'source' field indicating whether the data came from MD&A, 8-K, or both. Only returned if the filing passes quality gate (grade below C returns a 422 with no charge).","failureModes":["422 Unprocessable Entity when filing quality grade is C or below — no charge applied","Ticker not found or not publicly traded on SEC EDGAR","No going concern language detected (going_concern: false) — valid response, not an error","Invalid or mismatched accession number provided","Rate limiting or payment failure via x402 USDC micropayment"],"whenToPreferThis":"Use this endpoint when you need a fast, targeted extraction of going concern language from a specific company's SEC filing without downloading or parsing the full filing yourself. Ideal for AI agents doing due diligence, portfolio risk screening, or short-seller research where a structured boolean flag plus cited excerpt is more useful than a raw document. Prefer this over full-filing dump services when you only need MD&A-level going concern signals and want quality-gated, citation-backed results at low per-call cost.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-15T12:31:03.472Z","isFirstParty":false}