{"uid":"cap_X5vBREQFyct7rB1B8qakX","slug":"findmydirectdoctor-medical-bill-help-api-77959382","name":"FindMyDirectDoctor Medical Bill Help API","description":"Help with a medical bill: step-by-step checklists (itemized bill, negotiation, financial assistance, payment plan, collections, credit report, good faith estimate), word-for-word phone scripts for the call, and the consumer rights the guides quote (emergency care, price transparency, No Surprises Help Desk). Quoted from 14 published guides. Plain information, not legal advice.","url":"https://api.findmydirectdoctor.com/v1/bills/help?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET"],"type":"string"},"queryParams":{"type":"object","required":["topic"],"properties":{"part":{"enum":["checklist","scripts","rights"],"type":"string","description":"Only this part. Leave out to get every part that exists for the topic."},"topic":{"type":"string","maxLength":120,"minLength":1,"description":"The bill topic. Checklists: help-overview, itemized-bill, negotiate, financial-assistance, payment-plan, collections, credit-report, unpaid-bills, statute-of-limitations, tax-deduction, billing-advocate, debt-relief, good-faith-estimate, ask-cash-price. Scripts: itemized-bill, financial-assistance, self-pay-discount, payment-plan, cash-price-first-visit, cash-price-visit-plus-test, ask-for-help, billing-advocate, sliding-scale, dpc-practice-questions. Rights: emergency-care, good-faith-estimate, hospital-financial-assistance-law, price-transparency, no-surprises-help-desk, insurance-mandate, debt-collection, medicaid-retroactive-coverage. Plain words also work for checklists."}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object","required":["query","parts_returned","guide_url","last_reviewed","credit","data_as_of"],"properties":{"query":{"type":"object","description":"The request as understood."},"credit":{"type":"string","description":"Physician-reviewed, FindMyDirectDoctor Foundation"},"rights":{"type":"object","description":"Quoted sentences about one consumer right, each with its guide."},"source":{"type":"string"},"scripts":{"type":"object","description":"Word-for-word lines grouped by guide section."},"checklist":{"type":"object","description":"Steps, outline, deadlines and amounts from the checklist guide."},"guide_url":{"type":"string"},"data_as_of":{"type":"string"},"disclaimer":{"type":"string"},"last_reviewed":{"type":"string"},"parts_returned":{"type":"array","items":{"type":"string"}}}}}}}},"responseSchema":{"type":"json","example":{"query":{"part":"scripts","topic":"payment-plan"},"credit":"Physician-reviewed, FindMyDirectDoctor Foundation","source":"FindMyDirectDoctor Foundation guides (findmydirectdoctor.org/guides)","scripts":{"note":"Word-for-word lines quoted from the guides. They are examples of what to say, not a legal instruction.","purpose":"payment-plan","scripts":[{"guide":{"url":"https://findmydirectdoctor.org/guides/negotiate-medical-bills/","slug":"negotiate-medical-bills","title":"How to negotiate a medical bill (even without insurance)","last_reviewed":"2026-10-10"},"lines":["\"Can I set up a payment plan with no interest?\"","\"What is the lowest monthly payment that you can accept?\""],"section":"Step 5. Ask about a payment plan","line_count":4}]},"guide_url":"https://findmydirectdoctor.org/guides/negotiate-medical-bills/","data_as_of":"2026-10-02","disclaimer":"General information quoted from published guides. Not medical, legal or tax advice. In an emergency call 911.","last_reviewed":"2026-10-10","parts_returned":["scripts"]}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.02","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.02/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.02","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_Fzv-vHDk-umKMD-bf9A1r","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.02","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns step-by-step checklists, word-for-word phone scripts, and consumer rights information for navigating medical bills, organized by topic","exampleAgentPrompt":"Can you pull up the word-for-word phone scripts for negotiating a payment plan on a medical bill? I need to know exactly what to say when I call the hospital billing department.","exampleUseCases":[{"title":"Disputing an itemized hospital bill","prompt":"I got a huge hospital bill and I think there are errors on it — can you give me the checklist and phone scripts for requesting an itemized bill from the billing department?"},{"title":"Applying for hospital financial assistance","prompt":"I can't afford my medical bill and want to apply for financial assistance — what are the step-by-step checklist and scripts I should use when I call the hospital?"},{"title":"Understanding No Surprises Act rights","prompt":"What are my consumer rights under the No Surprises Act and the No Surprises Help Desk? Give me the rights section for emergency care."}],"resultDescription":"A JSON object containing the requested topic's content — which may include a checklist of steps with deadlines and amounts, word-for-word phone script lines grouped by guide section, or quoted consumer rights statements — along with metadata such as guide URL, last reviewed date, source credit, and a disclaimer that the content is general information, not legal advice.","failureModes":["Missing required 'topic' query parameter returns an error","Unrecognized topic value may return no matching content","Invalid 'part' enum value (not checklist/scripts/rights) returns validation error","Some topics only have certain parts (e.g. no scripts for statute-of-limitations), so requesting an unavailable part returns empty or partial results","Network or payment authorization failure returns 402 or 5xx"],"whenToPreferThis":"Choose this endpoint when a user needs structured, actionable guidance on medical billing — particularly step-by-step checklists, ready-to-use phone scripts, or citations of consumer rights — sourced from physician-reviewed published guides. Prefer this over generic search when the user needs reliable, curated content on US medical billing topics rather than raw web results or legal advice.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-31T18:40:06.421Z","isFirstParty":false,"canonicalSlug":"findmydirectdoctor-medical-bill-help-api-77959382"}