{"uid":"cap_X3fYngJuEfF7M1EFxNNxQ","slug":"kihustle-dscr-calculator-d98134bc","name":"KiHustle DSCR Calculator","description":"Kostenlose Guides, Solo-Playbooks und Artikel zu KI, Automation und Side Hustles — für Menschen, die mit echten Systemen online Einkommen aufbauen wollen. Transparent finanziert über faire Affiliate-Links.","url":"https://kihustle.tech/agents/api/v1/dscr-calculator","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"total_debt_service":{"type":"number"},"net_operating_income":{"type":"number"}}},"responseSchema":{"type":"json","example":{"result":"processed","status":"success"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.002","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.002/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.002","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_30Hs-USPkJ0PTixtGasvU","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.002","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Computes the Debt Service Coverage Ratio (DSCR) given net operating income and total debt service","exampleAgentPrompt":"Can you calculate the DSCR for a property with a net operating income of $120,000 and total annual debt service of $95,000?","exampleUseCases":[{"title":"Rental property loan qualification","prompt":"I'm trying to qualify for a commercial real estate loan — my property has a net operating income of $85,000 per year and my annual debt payments are $72,000. What's my DSCR?"},{"title":"Investment property cash flow check","prompt":"Does my rental property cash flow well enough to cover its debt? The NOI is $54,000 and the total debt service is $48,500."},{"title":"Portfolio DSCR screening for multiple deals","prompt":"I'm evaluating a deal where the net operating income is $210,000 and total debt service is $175,000 — can you quickly compute the DSCR so I know if it clears the 1.25 threshold?"}],"resultDescription":"Returns a JSON object confirming the computation was processed successfully, along with a result field indicating the computed DSCR value or outcome status.","failureModes":["Missing required fields (net_operating_income or total_debt_service) returns an error","Division by zero if total_debt_service is 0","Negative or nonsensical inputs may return unexpected results","Payment failure (402) if USDC balance is insufficient"],"whenToPreferThis":"Use this endpoint when you need a quick, programmatic DSCR computation without setting up your own arithmetic pipeline — particularly useful in real estate underwriting workflows, loan screening automations, or investment evaluation agents that need a reliable single-call ratio computation.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T06:34:12.517Z","isFirstParty":false}