{"uid":"cap_X2SnXjoa293MDmDC_Z5FU","slug":"defi-lending-rates-79445d96","name":"DeFi Lending Rates","description":"Supply and borrow APYs across DeFi lending markets (Aave, Compound, Morpho, Spark, Venus...) by token, chain or protocol: net borrow rate, utilisation, TVL, total borrowed and max LTV. Sort by supply_apy, borrow_apy (cheapest first) or tvl. Use to find the best place to lend or borrow.","url":"https://bess-x402.onrender.com/v1/crypto/lending?utm_source=zero.xyz","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema","required":["input"],"properties":{"input":{"type":"object","required":["type","method"],"properties":{"type":{"type":"string","const":"http"},"method":{"enum":["GET","HEAD","DELETE"],"type":"string"},"queryParams":{"type":"object","required":[],"properties":{"sort":{"type":"string","description":"supply_apy, borrow_apy or tvl"},"chain":{"type":"string","description":"Chain name, e.g. Ethereum, Base"},"limit":{"type":"integer","description":"Maximum number of results (1-100)"},"symbol":{"type":"string","description":"Token symbol, e.g. USDC"},"project":{"type":"string","description":"Protocol, e.g. aave"},"min_tvl_usd":{"type":"number","description":"Minimum pool TVL (default 1,000,000)"}}}},"additionalProperties":false},"output":{"type":"object","required":["type"],"properties":{"type":{"type":"string"},"example":{"type":"object"}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.003","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.003/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.003","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.003","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_HOle4-sq-bqCDkE-tS17y","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.003","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns supply and borrow APYs, utilisation, TVL, and max LTV across major DeFi lending protocols (Aave, Compound, Morpho, Spark, Venus) filtered by token, chain, or protocol.","exampleAgentPrompt":"What are the best places to lend USDC right now across DeFi protocols? Show me the top 10 sorted by supply APY, only on Ethereum, with at least $1M TVL.","exampleUseCases":[{"title":"Finding best stablecoin yield","prompt":"Where can I get the highest supply APY for USDC across Aave, Compound, and Morpho right now? Show me the top 5 options sorted by supply APY."},{"title":"Cheapest DeFi borrow rate","prompt":"I need to borrow WETH in DeFi — which protocol on Ethereum offers the lowest borrow APY right now? Sort by cheapest borrow rate and show me the top 10."},{"title":"Protocol TVL and health check","prompt":"Show me all the lending pools for DAI on Base sorted by TVL, so I can see where most liquidity is concentrated and check the utilisation rates."}],"resultDescription":"A list of DeFi lending market entries, each containing protocol name, chain, token symbol, supply APY, borrow APY, net borrow rate, utilisation rate, TVL in USD, total borrowed, and max LTV. Results can be sorted by supply_apy, borrow_apy, or tvl and filtered by symbol, chain, project, and minimum TVL.","failureModes":["Invalid sort parameter value returns an error or empty results","Unknown chain or token symbol returns empty result set","min_tvl_usd too high filters out all results","Limit out of range (below 1 or above 100) may cause a validation error","Underlying DeFi data source outage returns stale or unavailable data","Payment of $0.003 USDC required; missing or invalid x402 payment header returns 402"],"whenToPreferThis":"Use this endpoint when you need real-time, cross-protocol DeFi lending rate comparisons — specifically supply APY, borrow APY, utilisation, TVL, and max LTV — across Aave, Compound, Morpho, Spark, and Venus in a single call. Prefer it over manual protocol checks or on-chain queries when you need ranked, filterable results by token or chain without writing smart contract calls.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-28T06:44:30.939Z","isFirstParty":false,"canonicalSlug":"defi-lending-rates-79445d96"}