{"uid":"cap_VsECuaEwVjgMLPlGqGDha","slug":"hcrb-in-pre-disbursement-guard-1aa1feab","name":"hcrb.in Pre-Disbursement Guard","description":"Check supplier tax and bank identifiers (IBAN, LEI, EU VAT, UK company number), domain-age evidence and country mismatch signals before vendor payment. Requires a preceding receipt hash. An advisory result is not verified identity, fraud clearance or authorization to release funds.","url":"https://hcrb.in/v1/tools/pre-disbursement-guard/call?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"input":{"type":"object","required":[],"properties":{"lei":{"type":"string","description":"ISO 17442 Legal Entity Identifier (optional)."},"vat_number":{"type":"string","description":"EU VAT number (optional)."},"vendor_domain":{"type":"string","description":"Vendor website domain or invoicing email address (optional)."},"company_number":{"type":"string","description":"Official corporate registration number, e.g. UK Companies House 8 digits/chars (optional)."},"recipient_iban":{"type":"string","description":"Recipient bank IBAN (optional)."},"declared_country":{"type":"string","description":"2-letter ISO country code where vendor claims to be registered (optional, e.g. 'GB', 'US', 'DE')."},"physical_address":{"type":"string","description":"Vendor physical office address (optional)."},"prev_receipt_hash":{"type":"string","description":"Preceding verification receipt hash (may also be passed via X-PREV-RECEIPT-HASH header)."},"invoice_amount_usd":{"type":"number","description":"Disbursement transaction amount in USD (optional)."}}}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.005","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.005/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.005","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_fSzBhWjPT_IPQVcmHHnYl","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.005","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Evaluates vendor/counterparty identifiers (LEI, VAT, IBAN, domain, company number) for mismatch signals and domain-age evidence before releasing funds","exampleAgentPrompt":"Before we pay this invoice, screen the vendor — their domain is acme-supplies.com, they claim to be registered in Germany with VAT number DE123456789, company number HRB12345, and the payment goes to IBAN DE89370400440532013000 for $12,500. Flag any mismatch or domain-age red flags.","exampleUseCases":[{"title":"Accounts payable invoice fraud check","prompt":"We just received a $45,000 invoice from a new supplier. Their domain is globaltrade-invoicing.com, they say they're UK-registered with company number 09876543, IBAN GB29NWBK60161331926819, and VAT GB987654321. Run a pre-disbursement check and tell me if anything looks off before we approve the payment."},{"title":"Onboarding a new international vendor","prompt":"We're about to add a new vendor from France — their LEI is 969500T3MBS4SQAMHJ45, domain is fournitures-pro.fr, VAT FR40303265045, and they claim Paris as their registered office. Can you screen them for mismatch signals and domain-age issues before we set them up in our system?"},{"title":"Automated payment pipeline guard","prompt":"Before releasing the $8,200 wire for this contractor, check their details for fraud signals: domain is designstudio-eu.com, IBAN DE21500105175555555555, company number 22334455, declared country DE. Use the receipt hash abc123def456 from the last check."}],"resultDescription":"Returns an advisory screening result including identifier consistency analysis, domain-age evidence, detected mismatch signals between supplied identifiers, and an overall advisory assessment. Explicitly not a verified identity confirmation, fraud clearance, or authorization to release funds — it is a risk advisory to inform human or automated decision-making.","failureModes":["Missing or invalid prev_receipt_hash causes rejection — a preceding receipt hash is required","Malformed IBAN fails structural validation before screening begins","Invalid 2-letter ISO country code for declared_country returns a validation error","Insufficient identifiers supplied may yield a low-confidence advisory with limited signal","Rate limiting or payment failure (x402) prevents the call from completing","Domain not resolvable or too new to assess age returns partial result"],"whenToPreferThis":"Use this endpoint when you need a fast, multi-signal pre-payment vendor screening that combines domain-age heuristics with cross-identifier mismatch detection (LEI, VAT, IBAN, company number, domain) in a single call. Prefer it over single-field validators (e.g. IBAN-only or VAT-only checkers) when you want holistic counterparty risk signals before disbursement. Not a substitute for regulated KYB/KYC or certified fraud clearance.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-30T00:30:52.443Z","isFirstParty":false,"canonicalSlug":"hcrb-in-pre-disbursement-guard-1aa1feab"}