{"uid":"cap_VHUUnQVvYpuvCZjQjEHGZ","slug":"insurepulse-home-insurance-analyzer-182a5fba","name":"InsurePulse Home Insurance Analyzer","description":"Home insurance premium estimate and coverage gap analysis — homeowners coverage adequacy, flood and catastrophe exposure, carrier comparison, and a country-aware estimated annual premium range from public benchmarks. For insurance and homebuyer agents, any country.","url":"https://insurepulse.vercel.app/api/insure/home","method":"GET","headers":{},"bodySchema":{"type":"object","$schema":"https://json-schema.org/draft/2020-12/schema"},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_ve9dC22JBu7Yz0OVGyOf4","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Analyzes home insurance for a given property, surfacing coverage gaps, flood and earthquake exposure, and carrier comparisons","exampleAgentPrompt":"Can you analyze the home insurance situation for my property at 1482 Maple Drive, Sacramento CA 95814 — I have a $450,000 home with a State Farm HO-3 policy and I want to know if I have any coverage gaps, what my flood and earthquake exposure looks like, and how my carrier stacks up against alternatives?","exampleUseCases":[{"title":"Pre-purchase home inspection insurance review","prompt":"We're about to close on a property in New Orleans and I want to understand the insurance implications before we buy. Can you analyze what coverage we'd need, what natural disaster risks we're looking at, and what the insurance costs would realistically be?"},{"title":"Identify gaps in existing policy","prompt":"I've had my homeowners insurance for five years and I'm wondering if there are any coverage gaps I should worry about. My house is worth about $380,000 in Portland, Oregon, and I'm with Allstate. Can you check if I'm exposed to earthquake or flood risk and whether I should add anything?"},{"title":"Compare carriers and optimize premium","prompt":"I'm tired of my current insurance company and want to switch to something better for my home in Miami. Can you look at my property, tell me which carriers would be the best fit, what their estimated premiums would be, and whether I'd actually be getting better coverage for my money?"}],"resultDescription":"Returns a structured analysis including identified coverage gaps, flood and earthquake risk exposure for the property, and a carrier comparison with recommendations for the homeowner or buyer","failureModes":["Invalid or unrecognized property address returns an error or empty analysis","Missing required property details may result in incomplete coverage gap analysis","Properties in areas with limited carrier data may return partial comparisons","Payment failure via x402 protocol returns 402 status before analysis is performed","Ambiguous address (e.g. no zip code) may cause incorrect geolocation and risk assessment"],"whenToPreferThis":"Use this endpoint when a user needs a property-specific home insurance analysis including natural disaster exposure (flood, earthquake), coverage gap identification, and carrier benchmarking — particularly valuable for homebuyers evaluating a property or existing homeowners reviewing their policy adequacy","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-09-14T18:38:10.695Z","isFirstParty":false}