{"uid":"cap_VEA686Opr3z8qSn8zt7nD","slug":"return-on-average-assets-sequential-input-change-attribution-29ba6c76","name":"Return on Average Assets – Sequential Input-Change Attribution","description":"Return on average assets - Sequential input-change attribution: Change each input from baseline to final in declared field order, reporting each incremental effect; order dependent. Metric: Return on average assets. Supplied figures only; returns JSON with formula, units and limitations. One of 50 calculators with 20 analysis modes. No live feed, financial advice or trade execution. 0.01 USDC includes one bounded sequential input-change attribution report.","url":"https://market.datapackvibe.com/x402/assistant-finance-return-assets-waterfall?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"after":{"type":"object","default":{"net_income":3300.0000000000005,"average_assets":44000},"required":["net_income","average_assets"],"properties":{"net_income":{"type":"number","default":3000,"maximum":1000000000000,"minimum":-1000000000000,"description":"Amount in a consistent supplied currency and reporting period"},"average_assets":{"type":"number","default":40000,"maximum":1000000000000,"minimum":0,"description":"Amount in a consistent supplied currency and reporting period","exclusiveMinimum":0}},"additionalProperties":false},"before":{"type":"object","default":{"net_income":3000,"average_assets":40000},"required":["net_income","average_assets"],"properties":{"net_income":{"type":"number","default":3000,"maximum":1000000000000,"minimum":-1000000000000,"description":"Amount in a consistent supplied currency and reporting period"},"average_assets":{"type":"number","default":40000,"maximum":1000000000000,"minimum":0,"description":"Amount in a consistent supplied currency and reporting period","exclusiveMinimum":0}},"additionalProperties":false}}},"responseSchema":null,"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.01","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.01/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.01","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_8KvByogW552tICZhuKZMK","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.01","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Performs a sequential (waterfall) attribution analysis on Return on Average Assets (ROAA), changing each input from baseline to final in field order and reporting each incremental effect.","exampleAgentPrompt":"Can you run a sequential input-change attribution on our return on average assets? Baseline is net income $3,000 and average assets $40,000; final is net income $3,300 and average assets $44,000 — I want to see the incremental effect of changing each input in field order.","exampleUseCases":[{"title":"Bank profitability period-over-period driver analysis","prompt":"Our bank's net income went from $12M to $14M and average assets grew from $800M to $850M this quarter. Run a sequential waterfall attribution on ROAA so I can see how much each factor contributed to the change, in field order."},{"title":"Annual report ROAA variance explanation","prompt":"For our annual report I need to explain the ROAA improvement: last year net income was $500K and average assets were $8M, this year net income is $620K and average assets are $8.5M. Give me the step-by-step sequential attribution so I can attribute the gain to net income changes versus asset base changes."},{"title":"Scenario review of asset growth impact on ROAA","prompt":"I'm reviewing two scenarios — baseline is net income $2M with average assets $30M, and the revised scenario has net income $2M and average assets $35M. Can you do a sequential input-change attribution on ROAA to isolate exactly how much the asset base expansion affected the ratio?"}],"resultDescription":"A JSON response containing the ROAA waterfall attribution: the formula used, the starting ROAA value, each sequential step showing which input changed and its incremental effect on ROAA, the final ROAA value, units, and stated limitations of the order-dependent sequential method.","failureModes":["Average assets of zero or negative triggers validation error (exclusiveMinimum constraint)","Net income or average assets outside ±1 trillion range returns error","Missing required fields (net_income or average_assets in either before or after object) returns schema validation error","Payment failure or insufficient USDC balance prevents execution"],"whenToPreferThis":"Choose this endpoint when you need to understand the order-dependent, step-by-step contribution of each ROAA driver (net income and average assets) as inputs change from a baseline to a final value — specifically when the sequence of changes matters and you want a waterfall-style breakdown rather than an all-at-once comparison or sensitivity table.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-22T12:46:48.545Z","isFirstParty":false,"canonicalSlug":"return-on-average-assets-sequential-input-change-attribution-29ba6c76"}