{"uid":"cap_UzhbRe8FyWNg6rXZTl4e5","slug":"locus-cmbs-loan-context-1d30eaa4","name":"Locus CMBS Loan Context","description":"SEC ABS-EE filings for a public CMBS loan on a commercial property: maturity date, debt coverage, occupancy, largest lease expirations, and special-servicer status. For agents checking when filed debt matures. Registered CMBS filings only; no match does not establish that no loan exists. npx @velinussage/locus-agent-skill add.","url":"https://api.locus.report/api/locus-cmbs-loan-context?utm_source=zero.xyz","method":"POST","headers":{},"bodySchema":{"type":"object","properties":{"address":{"type":"string","maxLength":200,"minLength":5}}},"responseSchema":{"type":"json","example":{"kind":"cmbs_loan_context","match":"address","caveats":["Example artifact; not live data. Partial coverage: only registered CMBS trusts filing ABS-EE. No match is not proof of no loan."],"charged":true,"legends":{"propertyType":{"MU":"Mixed use"},"paymentStatus":{"0":"Current"}},"sourceUrl":"https://www.sec.gov/Archives/edgar/data/1707817/000188852426013923/exh_102.xml","properties":[{"zip":"10153","city":"New York","loan":{"cik":"1707817","filingUrl":"https://www.sec.gov/Archives/edgar/data/1707817/000188852426013923/exh_102.xml","trustName":"Wells Fargo Commercial Mortgage Trust 2017-C38","assetNumber":"1","interestRate":0.0343,"accessionNumber":"0001888524-26-013923","reportingPeriodEnd":"2026-07-13"},"state":"NY","address":"767 FIFTH AVENUE","propKey":"767 5 AVE|10153","propertyType":"MU","inSpecialServicing":false,"largestLeaseExpirations":[],"leasesExpiringBeforeMaturity":0}],"sourceName":"SEC EDGAR ABS-EE Exhibit 102","reportingPeriodEnd":"2026-07-13"}},"example":null,"exampleRequest":null,"tags":["x402"],"displayCostAmount":"0.1","displayCostAsset":"USDC","priceDynamic":false,"priceHint":null,"priceStatus":"priced","priceSource":"probe","requiresHandshake":false,"reviewCount":0,"rating":{"score":"0.00","successRate":"0.00","reviews":0,"stars":null,"state":"unrated"},"availabilityStatus":"unknown","priceObserved":null,"sessionDeposit":null,"pricing":{"kind":"static","summary":"$0.1/call","primary":{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"},"accepted":[{"kind":"static","protocol":"x402","network":"base","amountUsd":"0.1","per":"call","confidence":"exact"}]},"paymentMethods":[{"uid":"pm_lFwfO_UAJ2B3XqEdKdeC5","protocol":"x402","methodType":"crypto","chain":"base","mode":"charge","costAmount":"0.1","costPer":"request","priority":0,"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","unit":"request","depositMicros":null,"planRef":null}],"brandName":null,"brandSlug":null,"brandBaseUrl":null,"brandDocsUrl":null,"whatItDoes":"Returns SEC ABS-EE CMBS filing data for a commercial property address, including maturity date, debt service coverage, occupancy, largest lease expirations, and special-servicer status.","exampleAgentPrompt":"What does the CMBS filing say about the loan on 350 Park Avenue, New York, NY — specifically when it matures, what the debt coverage ratio is, and whether it's in special servicing?","exampleUseCases":[{"title":"Loan maturity check before acquisition","prompt":"We're looking at acquiring a commercial property at 200 West Monroe Street, Chicago, IL — can you pull the CMBS loan data to see when it matures and whether the debt service coverage looks healthy?"},{"title":"Special servicing risk screen","prompt":"Is the commercial property at 1600 Amphitheatre Parkway, Mountain View, CA currently in special servicing on its CMBS loan? I need to know before we sign a lease there."},{"title":"Lease expiration exposure review","prompt":"Pull the CMBS filing for 101 California Street, San Francisco, CA and tell me what the largest upcoming lease expirations are and what occupancy looks like right now."}],"resultDescription":"Returns structured CMBS loan data sourced from SEC ABS-EE filings including: loan maturity date, debt service coverage ratio (DSCR), current occupancy percentage, list of largest tenant lease expirations, and special-servicer status. Only covers registered CMBS filings; absence of results does not confirm no loan exists.","failureModes":["No matching CMBS filing found for address — property may have non-CMBS financing or loan not registered in ABS-EE","Address not resolved or too ambiguous — returns no match","Property exists but loan data is stale or not yet filed in SEC system","Address format unrecognized or too short (minLength 5 enforced)","Payment failure via x402 protocol results in 402 response with no data"],"whenToPreferThis":"Use this endpoint when you need structured CMBS loan details for a specific commercial property sourced directly from SEC ABS-EE filings — particularly for due diligence on debt maturity, coverage ratios, occupancy, or special-servicing risk. Prefer it over general property data APIs when you specifically need CMBS-registered loan data with regulatory provenance.","instructions":null,"reviewSummary":null,"reviewSummaryHighlights":null,"reviewSummaryConcerns":null,"reviewSummaryGeneratedAt":null,"activationCount":0,"lastUsedAt":null,"lastSuccessfullyRanAt":null,"lastHealthCheckAt":"2026-10-12T06:39:40.205Z","isFirstParty":false,"canonicalSlug":"locus-cmbs-loan-context-1d30eaa4"}